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Home Equity

What's the difference?

Home Equity Line of Credit

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Home Equity Loan

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Best for
Borrowing what you need up to your credit limit.
If you know exactly how much you need to borrow.
Rate can change
True
False
Payment can change
True
False
Terms available up to 30 years
True
True
No closing costs for loan amounts up to $200,000
True
True
Up to 85% combined loan to value
True
True
Loan amounts up to $500,000
True
True

What could you do with your homes' equity?

Have a question?

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