Simplify making your monthly loan payments
Skip trips to the branch and make secure payments from your phone, tablet, laptop, or computer.
Make my payment now
Making loan payments has never been easier or more convenient. Enjoy more flexibility and control with a wide variety of fast and simple ways to make your payments on time.
Pay with online and mobile banking
Log in to make recurring or one-time payments by transfer, mobile check, debit card, your accounts elsewhere, and more!
Make a payment on our website
If you’re not an online banking user or prefer not to log in, you can make a secure one-time payment via debit card, your accounts at other institutions, and more. Available 24/7, there is no fee for this service.
Make a payment by phone
Make payments over the phone to your RCU loans and credit cards 24/7 using a debit card or eCheck. There is no fee for this service.
Learn how to make payments in online banking
One-time payment
Save time and energy by making one-time loan payments with the click of a button, right from your home, office, or mobile device.
Learn about one-time payments
Recurring loan payment
Never miss a payment due date again. Set up recurring loan payments, and your monthly payments will be automatically deducted from your account—no reminders necessary.
Learn about recurring payments
Pay by debit card
Don't want to make payments through your bank account? That's okay. You can make online loan payments using any debit card from RCU or another financial institution.
Learn about paying by debit card
Mobile check payment
With RCU's mobile check payment option, you can make loan payments by taking a picture of a paper check with your mobile device and uploading it to your account.
Learn about mobile check payment
Transfer from an RCU account
Transfer funds from an RCU account to make your loan payment.
Learn about transfers
SmartSweepTM
Our SmartSweep feature automatically pays your credit card, so you spend like debit and earn like credit. Choose to pay your balance in full or a custom amount and then pick the frequency you would like to pay.*
Learn moreOther ways to pay
Mailing a Payment
Payments on personal and vehicle loans can be mailed to:
Redwood Credit Union
PO Box 35157
Seattle, WA 98124-5157
Mailing a Loan Payoff
Loan payoffs for vehicle loans can be mailed to:
Redwood Credit Union
Attn: Loan Servicing
PO Box 6104
Santa Rosa, CA 95402
Loan Payment Safety & Security
Rest assured, using technology to make payments is safe and secure, and backed by RCU’s Zero Liability Guarantee.
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
Ready to simplify your loan payments?
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*SmartSweep is an optional payment service available for RCU credit cards. Member must meet certain eligibility criteria to enroll in SmartSweep, set the designated payment schedule, and have sufficient available funds to cover the scheduled payment. If sufficient available funds are not in the designated account, payment will not occur, and it is the Member’s responsibility to ensure all required credit card payments are made. Certain restrictions may apply.
Mobile App
Get started with 3 easy steps:
- Download the RCU mobile banking app
- Register your RCU account using the link on the sign in page
- Log in to get started
Apple App Store
Google Play Store
Pay with Online and Mobile Banking
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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