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Compare Checking Accounts

Find the checking account that best fits your needs.

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Senior Checking (55+)

Don’t worry about paying fees or monthly charges and get ready to earn dividends.

View Senior Checking

Young Adult Checking (18-24)

This free checking account designed for students has no fees or minimum balance requirements.

View Young Adult Checking

Direct Access Checking

Discover worry-free spending and no overdraft fees with this free, low-maintenance account.

View Direct Access Checking


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Top Questions

  • 1Cash advance transactions and balance transfers are excluded from earning points. Debit rewards available for personal accounts only and on signature-based and PIN-less transactions only. Business accounts are ineligible for debit rewards. All rates, terms and special offers subject to change. Certain restrictions apply.

    2Rates are effective February 28, 2024 and are subject to change without notice. APY = Annual Percentage Yield. Fees may reduce earnings.

    3No fee for check orders for RCU corporate image checks on Senior Checking accounts only.

    4First two non-RCU ATM fees reimbursed with active checking; first four non-RCU ATM fees reimbursed with active checking and active RCU loan or credit card. Active = at least one transaction or payment in prior month. (Up to $10 per transaction, casino/gambling and ATMs outside U.S. excluded from reimbursement).