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Compare Checking Accounts

Find the checking account that best fits your needs.

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Senior Checking (55+)

Don’t worry about paying fees or monthly charges and get ready to earn dividends.

View Senior Checking

Young Adult Checking (18-24)

This free checking account designed for students has no fees or minimum balance requirements.

View Young Adult Checking

Direct Access Checking

Discover worry-free spending and no overdraft fees with this free, low-maintenance account.

View Direct Access Checking

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Top Questions

  • 1Rates are effective June 20, 2024 and are subject to change without notice. APY = Annual Percentage Yield. Fees may reduce earnings.

    2No fee for check orders for RCU corporate image checks on Senior Checking accounts only.

    3First two non-RCU ATM fees reimbursed with active checking; first four non-RCU ATM fees reimbursed with active checking and active RCU loan or credit card. Active = at least one transaction or payment in prior month. (Up to $10 per transaction, casino/gambling and ATMs outside U.S. excluded from reimbursement).