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Compare Checking Accounts

Find the checking account that best fits your needs.

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Senior Checking (55+)

Don’t worry about paying fees or monthly charges and get ready to earn dividends.

View Senior Checking

Young Adult Checking (18-24)

Get a free checking account to help you manage your money without worrying about monthly fees or minimum balance requirements.

View Young Adult Checking

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Free Checking

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Dividend Checking

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Senior Checking (55+)

View Senior Checking
Young Adult Checking (18-24)

View Young Adult Checking
Monthly fee
$0
$3 if min. balance not met
$0
$0
Minimum balance
$0
$500
$0
$0
Dividends**
0% APY
As high as  APY
As high as  APY (on balances of $500+)
0% APY
Free checks***
False
False
True
False
Reward points
True
True
True
True

Top Questions

  • * Rates are effective May 16, 2022 and are subject to change without notice. APY = Annual Percentage Yield. Fees may reduce earnings.
    **Debit rewards available for personal accounts only. Business accounts are not eligible for debit rewards. Signature-based transactions only.
    ***No fee for check orders for RCU corporate image checks on Senior Checking accounts only.