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Compare Checking Accounts

Find the checking account that best fits your needs.

We also offer ...

Senior Checking (55+)

Don’t worry about paying fees or monthly charges and get ready to earn dividends.

View Senior Checking

Young Adult Checking (18-24)

Get a free checking account to help you manage your money without worrying about monthly fees or minimum balance requirements.

View Young Adult Checking

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Compare checking accounts

Free Checking

View Free Checking
Dividend Checking

View Dividend Checking
Senior Checking (55+)

View Senior Checking
Young Adult Checking (18-24)

View Young Adult Checking
Monthly fee
$0
$3 if min. balance not met
$0
$0
Minimum balance
$0
$500
$0
$0
Dividends
0% APY
As high as  APY
As high as  APY (on balances of $500+)
0% APY
Free checks**
No
No
Yes
No
Reward points
Yes
Yes
Yes
Yes

Top Questions

  • *Debit rewards available for personal accounts only. Debit accounts are not eligible for debit rewards. Signature-based transactions only.

    **No fee for check orders for Senior Checking accounts only (RCU corporate image checks only).