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Take your business to the next level

Get more done with a checking account designed for your growing business.


Your business is taking off and RCU is here to help. The Business Choice Checking account is an ideal option for those who make large deposits or have a high number of transactions who need additional services to keep it all running smoothly.


Low or no monthly fees

Pay a low monthly fee of $15 or waive the fee with an average daily checking balance of $5,000 or combined average daily business deposit balance of $10,000. Free for 501(c)(3) non-profits.

Remote Deposit Capture

Use your check scanner to make multiple check deposits into your business account from your home or business.*

Business ACH and wires payments

Use the business ACH features and wire transfers to make secure payments directly to or from your recipient’s account.**

Earn dividends

Make extra money on your average monthly balance.

View current rates

And more...

Good to know

Minimum balance at opening

The minimum deposit required to open this account is $100.

Share savings account required

Our Members are our owners and this is your share of RCU ownership. Minimum $5 deposit required.

Maximum number of items

You can deposit or pay up to 300 checks per month. Items over the 300 limit are charged at $0.20/item.

Coin and currency processing

Fees for cash deposits are $5 per $2,500 deposited or withdrawn.

How to get a Business Choice Checking account

Follow these simple steps to open your account.

  • 1

    Complete the application

    It will only take a few minutes!

  • 2

    Make a deposit

    Put at least $100 in your account.

  • 3

    Start banking

    Easily manage your business expenses and watch your business grow.

Open a Business Choice Checking Account

Why Choose RCU?

At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

America's Best Credit Unions by Newsweek 2024

Named one of America’s Best Credit Unions by Newsweek

America's Best Small Employers by Forbes 2023

Recognized by Forbes as one of America’s Best Small Employers 2023

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Banking designed for your growing business

Get the extra services and support you need.

  • *Business must lease or purchase scanner and have specific system requirements to utilize Remote Deposit Capture. Certain restrictions may apply. Learn more about Remote Deposit Capture here.
    **Certain restrictions may apply. Service is not guaranteed. Business must apply for and be granted access to business wires and ACH services. Additional fees may apply.