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Overcoming high-rate debt is possible

We can help.

We can help you manage your high-rate debt

Breaking the cycle of high-rate debt can be difficult and daunting, but you don’t have to face the challenge alone. If you’re interested in turning multiple payments into one simple payment you can plan for, talk to the team at Redwood Credit Union. We can help you manage your debt with low-rate, simple solutions that work for you and your budget.

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Personal Loans

Offering competitive, fixed rates and terms up to 84 months, transferring your debts to a personal loan gives you the power to borrow a lump sum and pay it back in set monthly payments.

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Auto Loans

If you have a car that’s less than 10 years old and completely paid off, you can use the equity of that vehicle to cover your other high-rate debt. You’ll then only have to focus on paying off one, low-rate loan.

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Home Equity Loans

Use the equity you’ve built in your home to pay off debt in a safe and reliable way. With loan amounts starting at $5,000, a home equity loan allows you to borrow an amount that works for you and offers set rates for predictable payments.

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Visa® Credit Card

Compare and choose the Visa card that aligns most with your budget and consolidation needs. All three of our cards feature no annual or balance transfer fees.* Plus, you can continue to use your card and generate rewards points with new purchases.

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Ready to achieve financial freedom with affordable, low-rate solutions?

Contact our experienced team today to find out which option makes the most sense for you.

  • *Rates effective January 22, 2022. All rates, terms and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged.