Conquer high-interest debt
We’re here to help you find low-rate, simple solutions to debt, so you can turn multiple payments into one that is easier to manage.
Reduce costly debt
Consolidating your debt can help you save money and reduce payments. Explore options and talk to our team to find the right solution for you.
Personal Loans
With competitive, fixed rates and terms up to 84 months, personal loans allow you to borrow a lump sum and pay it back in set monthly payments.
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Auto Loans
Pay off one, low-rate loan using the equity of your vehicle. (Applies to cars that are paid off and less than 10 years old).
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Home Equity Loans
Home equity loans allow you to borrow and set rates that work for you, with loans starting at $5,000. Use the equity of your home to pay off debt in a safe, reliable way.
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Visa® Credit Card
Our Visa cards feature no annual or balance transfer fees* and you can continue to use your cards and earn rewards on new purchases.
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Ready to reduce costly debt with affordable, low-rate solutions?
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*Rates effective April 25, 2024. All rates, terms and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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