Free bump up option2
Due to popular demand, we're extending our free "bump up" promotion through December 31, 2023. Select the "bump up" option at the time of account opening to get a new, higher interest rate if rates increase during your term.
Free add on option3
Extended through December 31, we’ll waive the initial rate reduction when you select the add on option when you open your certificate. This allows you to deposit additional funds anytime during your term ($500 minimum).
Flexible term lengths
Choose a certificate with terms ranging from 3 months to 5 years, based on your unique saving goals.
Higher balances earn higher rates
With more funds in your business savings certificate, you can earn higher returns by the time your certificate matures.
More easily predict your earnings by knowing the dividend rates will remain the same during the term of your business savings certificate.
Minimum balance requirements
A minimum balance of $1,000 is required to open a business savings certificate.
Early withdrawal penalties
The funds cannot be accessed until the certificate's term ends. An early withdrawal may be subject to a penalty.4