Grow your business savings at a higher rate
Start a business savings certificate to grow your company's savings with a higher interest rate than other savings accounts.
Overview
Rest easy knowing you’re growing your company’s savings faster and building a brighter future for your business.
Rates
View all ratesWith active checking
Earn up to  % APYStandard (without active checking)
Earn up to  % APY-
Good to know
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Minimum balance requirements
A minimum balance of $1,000 is required to open a business savings certificate.
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Early withdrawal penalties
The funds cannot be accessed until the certificate’s term ends. An early withdrawal may be subject to a penalty.*
Calculate your savings
Final Balance
Contributions: | Earnings:Your hard-earned money is safe
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Rated one of 21 strongest credit unions in the US by Weiss Ratings in 2021
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Rated 4th healthiest credit union in the US by Glatt Consulting HealthScore in 2020
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly. Go ahead:Â send us a question or give us a call.
Support a bright future for your business by growing its savings at a higher rate
If you're looking for a savings account that can make your business's money work harder, open a business savings certificate today.
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*APY = Annual Percentage Yield. Certificate yields assume dividends remain in the account until maturity; penalty imposed for early withdrawals and is based on the term of the certificate and how many days the certificate has been opened. If funds are withdrawn within 6 days of opening, the penalty will be 7 days’ dividends, and may reduce principal. On a certificate with a 3-month term, the penalty is the lesser of dividends earned or 45 days’ dividends. On a certificate with a 4- to 23-month term, the penalty is the lesser of dividends earned or 90 days’ dividends. On a certificate with a 24-month term or longer, the penalty is the lesser of dividends earned or 180 days’ dividends. Fees may reduce earnings.Â