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Holiday savings

Save up for holiday purchases all year long

Enjoy peace of mind knowing you'll have money to buy gifts for friends and family with a dedicated holiday savings account.


The holidays are a time for happiness, not stress. Open a holiday savings account to save for gifts all year long, so you won't have to worry about money when December comes around.


Save for the holidays all year long

Get your friends and family gifts they'll love without going into credit card debt. With an RCU holiday savings account, you can build your savings throughout the year and have the money when you need it.

Earn competitive dividends

The more you save, the more you earn. Holiday savings accounts earn dividend rates comparable to similar savings accounts, so you can reach your goals faster.

Automatic savings

Prepare for holiday spending without even thinking about it. Deposit money into your account with automatic transfers and leave holiday budgeting and planning behind.

No monthly service charge

Save more money to spend on gifts and celebrations with no monthly service charge on any holiday savings account from RCU.

And more ...

Good to know

Must have a balance of $100 to earn dividends

To make the most of your holiday savings, maintain a balance of at least $100 to start earning dividends.

Calculate your savings

Final Balance

Contributions:     |    Earnings: 
Initial Deposit
Term Years

Savings released on October 31

Keep your holiday savings out of reach until October 31

Avoid the temptation to dip into your holiday savings. Money is tucked safely away all year and gets automatically transferred to your checking account on October 31, so you can start shopping with confidence.

Your hard-earned money is safe

  • 5 star superior rating

    Received Bauer Financial's 5-star Superior rating for strength based on financial data as of June 30, 2023.

  • America's Best Credit Unions icon

    Named one of America’s Best Credit Unions by Newsweek.

I have been with Redwood for over a decade and I love them for their exceptional service, reasonable rates, and super easy mobile banking."

— Angie H.

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Take the stress out of holiday shopping

Save for the holidays all year long with a dedicated holiday savings account.