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Manage your business finances with insights and support

Experience top-tier account features with a trusted local financial partner.


Running a large successful business takes a skilled team and RCU is ready to bring a full suite of financial services to the table. The Business Analysis Checking Account was built for businesses with both large deposits and high transactional volumes that require unique tools, services, and analysis.


Deposit-based earnings credit

Earn credits on your monthly account balance to offset transaction fees. The higher your average balance, the higher your monthly credits.

Remote Deposit Capture

Use your check scanner to make multiple check deposits into your business account from your home or business.*

Business wires and ACH payments

Use the business ACH features and wire transfers to make secure payments directly to or from your recipient’s account.**

Connectivity to accounting software

Make bookkeeping a breeze by connecting your QuickBooks® or Xero ledger to your Business Analysis Checking account in digital banking.

And more...

Good to know

Minimum balance at opening

The minimum deposit required to open this account is $100.

Share savings account required

Our Members are our owners and this is your share of RCU ownership. Minimum $5 deposit required.

Maximum number of items

You can deposit or pay up to 500 checks per month. Items over the 500 limit are charged at $0.20/item.

Coin and currency processing

Fees for cash deposits are $5 per $5,000 deposited or withdrawn.

How to get a Business Analysis Checking account

Follow these simple steps to open your account.

  • 1

    Schedule an appointment

    It will only take a few minutes!

  • 2

    Get a free analysis

    Let’s determine if this account is right for your business.

  • 3

    Start banking

    Manage your business finances with a business partner that cares.

Schedule an Appointment

Why Choose RCU?

At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

America's Best Credit Unions by Newsweek 2024

Named one of America’s Best Credit Unions by Newsweek

America's Best Small Employers by Forbes 2023

Recognized by Forbes as one of America’s Best Small Employers 2023

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

More than a business checking account

Get a true banking partner that’s ready to support your business growth.

  • *Business must lease or purchase scanner and have specific system requirements to utilize Remote Deposit Capture. Certain restrictions may apply. Learn more about Remote Deposit Capture here.
    **Certain restrictions may apply. Business must apply for and be granted access to Business Wires and ACH services.