Manage your business finances with insights and support
Experience top-tier account features with a trusted local financial partner.
Overview
Running a large successful business takes a skilled team and RCU is ready to bring a full suite of financial services to the table. The Business Analysis Checking Account was built for businesses with both large deposits and high transactional volumes that require unique tools, services, and analysis.
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Schedule an appointment
It will only take a few minutes!
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Get a free analysis
Let’s determine if this account is right for your business.
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Start banking
Manage your business finances with a business partner that cares.
Why Choose RCU?
At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.
Best in State Credit Union by Forbes Magazine
That’s how many chats, emails, and calls were served by our local Member Service Center in 2021.
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
More than a business checking account
Get a true banking partner that’s ready to support your business growth.
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*Business must lease or purchase scanner and have specific system requirements to utilize Business Online Deposit. Certain restrictions may apply. Learn more about Business Online Deposit here.
**Certain restrictions may apply. Business must apply for and be granted access to Business Wires and ACH services.
All Highlights
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Deposit-based earnings credit
Earn credits on your monthly account balance to offset transaction fees. The higher your average balance, the higher your monthly credits.
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Business Online Deposit
Save time and make multiple check deposits into your business account from your home or office scanner.*
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Business wires and ACH payments
Use the business ACH features and wire transfers to make secure payments directly to or from your recipient’s account.**
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Connectivity to accounting software
Make bookkeeping a breeze by connecting your QuickBooks® or Xero™ ledger to your Business Analysis Checking account in digital banking.
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Free digital banking
Log into your account online or via the RCU mobile app to check balances, make mobile deposits, transfer money, make payments, pay bills, and more.
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Nationwide ATM access
With access to over 30,000 ATMs, it’s easy to get cash when you need it.
Schedule an appointment
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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