Make deposits right from your workplace, anytime
Remote Deposit Capture makes it easy to quickly and securely deposit multiple checks from the convenience of your own home or office.
Overview
Life is easier with online deposits—Remote Deposit Capture saves you time and money without sacrificing service.
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Good to know
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System Requirements
Click the link below to review system requirements for Remote Deposit Capture.
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Low monthly fees
A $30 monthly service fee will apply.
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Get your equipment at RCU
Business Members will have the ability to lease to own or purchase check scanners through RCU as well as purchase their own compatible devices.
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1
Apply for access
Schedule a 30-minute appointment with a business specialist to complete an application and allow 3-5 business days for processing.
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2
Get a compatible scanner
Purchase or lease-to-own a check scanner through RCU or use your own compatible scanner.
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3
Make your first deposit
Accept the terms of services, download the scanner software, and make your first deposit.
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
Start using Remote Deposit Capture
Enroll in digital banking to get started.
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Business must lease or purchase scanner and have specific system requirements to utilize Remote Deposit. Certain restrictions may apply.
System Requirements
For the PC:
- Ram: 4GB or greater
- CPU: Dual Core or greater
- Internet: Broadband connection 3 Mbps or greater
- Local administrative rights
- USB port 2.0 or higher
- .NET Framework 4.8 or higher for Microsoft Windows®
For Microsoft® Windows:
- Windows 10: Microsoft Edge®, Google Chrome™
- Windows 11: Microsoft Edge®, Google Chrome™
Note: The current version of Chrome and its two previous versions are supported.
For MacOS:
- MacOS 11 Big Sur: Google Chromeâ„¢
- MacOS 12 Monterey: Google Chromeâ„¢
- MacOS 13 Ventura: Google Chromeâ„¢
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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