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Business Membership

Business banking and services you can count on

Get the business solutions, support, and the peace of mind you need from a trusted organization with a proven track record of serving local businesses like yours.


Enjoy all the benefits of a business account, from basic checking, savings accounts, and credit cards to certificates, money market accounts, commercial and SBA loans, merchant services, and more. This is the perfect chance for entrepreneurs to grow their business with the help of a credit union that loves to see you achieve your goals.

Products and Services

We provide a wide range of services to support all or your business's financial needs—from basic banking services like checking and savings accounts, to credit cards, commercial, and SBA loans, plus merchant and payroll services and more.

Small Business Lending

Get the funding you need to pay for services or assets to help your business grow and thrive.

Convenient access


Free ATMs

Enjoy free access to 30,000 Co-op® Network ATMs and 55 RCU ATMs.

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Local branches

You can visit 19 locations throughout the North Bay and San Francisco for any of your business banking needs.

Find a Branch

Free digital banking

With a business account, you can utilize free online banking, bill pay, mobile banking, and mobile deposit.

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Mobile deposit icon

Remote Deposit Capture

With a business checking account you can use this service to deposit checks right from your office.

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Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Get peace of mind in your business

Run your business with the help of RCU. We have a proven track record of serving local businesses like yours.

  • Business membership open to business with principal places of businesses within the 7 North Bay counties or San Francisco. Certain restrictions may apply.

    ¹Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227

    ²Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member of FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

    ³CA properties only.