Make the most of your money
A business savings account lets you earn dividends so you can grow your business faster.
Build a secure financial foundation for your business.
Online and mobile banking
Easily manage your account online.
Earn while you save
Earn dividends on balances of $100+.
Withdraw money anytime
Enjoy total liquidity.
Save more money, automatically.
Your money is insured up to $250,000 by the NCUA.
Low minimum opening balance
Start saving with a low initial deposit of $5.
Good to know
Minimum monthly balance
Minimum balance is $75 when paired with an RCU business checking account. Otherwise, the minimum balance is $1,000. A $3 monthly fee is charged when the minimum balance is not met.
Earn dividends on your money
With a business savings account, you earn dividends when your balance is $100 or more.
Your hard-earned money is safe
Rated one of 21 strongest credit unions in the US by Weiss Ratings in 2021
Rated 4th healthiest credit union in the US by Glatt Consulting HealthScore in 2020
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
Earn while you save
Store your money securely, while earning dividends on your account balance.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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