Earn dividends while you spend
Use dividend checking as your everyday account to spend on the things you need and want, and still save a little with the dividends you earn.
With your debit card, you'll earn rewards points with every signature-based purchase. Redeem points for gift cards, cash back, and more.
No fees with minimum balance
Keep a minimum balance of $500 and you won't pay a minimum balance fee.
Nationwide ATM access
Enjoy free access to 30,000 Co-op® network ATMs nationwide, plus up to 4 reimbursements per month for ATMs outside our network when you have an active RCU loan or credit card.3
I have been a Member for over ten years and I have nothing but good experiences with their employees. They all are extremely helpful and nothing but friendly and I am truly grateful for everyone working there. Thank you all!"
Checking account application
You can become a Member of RCU if you meet any of the following criteria:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are an immediate family member of a current RCU Member.
- You work for a designated Select Employer Group.