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Bicycle loans

Go places with the bike you want

Get a loan for a bicycle, electric bike, or related equipment.


Afford the bike you want while reducing your environmental impact and saving money on gas, car maintenance, and parking fees.


All Rates

36 Months

As low as % APR

60 Months

As low as % APR


Afford the bike you want

With loan amounts up to $20,000 you get greater flexibility in the type of bike you can afford.

Finance electric bikes

Now you can afford an electric bike to help you travel faster than with a traditional bike.

Finance equipment purchases

Bicycle loans can help cover the cost of related equipment to fix and maintain your bike's safety and performance.

Terms from 36-60 months*

With flexible term lengths, you can more easily pay off your loan.

Low rates

Save money over the life of the loan with our low rates.

Estimate your monthly payment

Monthly Payment

Loan Amount
Term Months

How it works

Apply for a bicycle loan today! Use the funds for qualifying bike and equipment purchases and manage your loan payments with online and mobile banking.

  • 1

    Step One

    Apply online.

  • 2

    Step Two

    Get approved.

  • 3

    Step Three

    Buy a bike and equipment.

Apply for a Bicycle Loan

Why Choose RCU?

At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

America's Best Credit Unions by Newsweek 2024

Named one of America’s Best Credit Unions by Newsweek

America's Best Small Employers by Forbes 2023

Recognized by Forbes as one of America’s Best Small Employers 2023

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Get a bike loan, get exercise, and explore the world around you

If you're looking for a way to purchase a new, used, or electric bicycle or other related equipment, then we can help you find the bicycle loan option that best fits your needs.

  • *Rates are effective May 20, 2024 and are subject to change without notice. All rates, terms, and special offers subject to change. Bicycle may be financed up to 120% Loan-to-Value of the bicycle including the cost of accessories. Certain restrictions may apply. Calculate rates & payments