Go places with the bike you want
Get a loan for a bicycle, electric bike, or related equipment.
Overview
Afford the bike you want while reducing your environmental impact and saving money on gas, car maintenance, and parking fees.
Rates*
All Rates36 Months
As low as % APR60 Months
As low as % APR-
Highlights
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Afford the bike you want
With loan amounts up to $20,000 you get greater flexibility in the type of bike you can afford.
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Finance electric bikes
Now you can afford an electric bike to help you travel faster than with a traditional bike.
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Finance equipment purchases
Bicycle loans can help cover the cost of related equipment to fix and maintain your bike’s safety and performance.
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Terms from 36-60 months
With flexible term lengths, you can more easily pay off your loan.
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Low rates
Save money over the life of the loan with our low rates.
Estimate your monthly payment
Monthly Payment
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1
Step One
Apply online.
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2
Step Two
Get approved.
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3
Step Three
Buy a bike and equipment.
Why Choose RCU?
At RCU, we're passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.
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That's how many chats, emails, and calls were served by our local Member Service Center in 2020.
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Best in State Credit Union by Forbes Magazine
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly. Go ahead:Â send us a question or give us a call.
Get a bike loan, get exercise, and explore the world around you
If you're looking for a way to purchase a new, used, or electric bicycle or other related equipment, then we can help you find the bicycle loan option that best fits your needs.
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*Rates are effective January 22, 2022 and are subject to change without notice. All rates, terms, and special offers subject to change. Bicycle may be financed up to 120% Loan-to-Value of the bicycle including the cost of accessories. Certain restrictions may apply.