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Auto Loans

Affordable auto loans

"I was able to get a really fantastic rate. I feel like I'm treated like a family member." - Jula P., Member Since 2006

Love where you bank

Redwood Credit Union offers a variety of products and services that are designed with one thing in mind—you. RCU is here to help you on your financial journey every step of the way. Love where you bank.

Current rates

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3/6 ARM Mortgage3

as low as%RATE%APR

Auto Loan4

as low as%APR

Certificates w/active checking5

earn up to%APY

Achieve your financial goals

Whatever your financial goals are, RCU is here to help with free resources to get your planning started.

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Built on love

RCU serves over 400,000 of your friends, family, and neighbors. See what they have to say.

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Love my credit union. Great mortgage products, numerous locations, easy phone banking, great online services."

— Jim C.

For our community

We are proud to support the communities we serve. Here are a few ways we helped our communities in 2023:

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$4 Million in Support

Through sponsorships, fundraising, and support to local nonprofit organizations.

5,739 Community Hours

Total hours RCU team members committed to our communities.

4,018 People Reached

Through financial education programming.

  • 1Rates effective May 20, 2024. Cash advance transactions and balance transfers are excluded from earning points. All rates, terms and special offers subject to change. Certain restrictions apply. For further information, please refer to the Business Visa Platinum Guide to Benefits.

    2Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via An investor brochure describing BrokerCheck is also available through FINRA.
    SEC Marketing Disclosure.

    3Rates are effective May 20, 2024 and are subject to change without notice. Certain restrictions may apply. Maximum Combined Loan to Value (CLTV) for above rates is 95%. Maximum Combined Loan to Value for investment (non owner occupied) is 80%. Rates and max CLTV assumes property is a single unit, primary residence, non-manufactured home. RCU mortgages are available on CA properties only. ARM rates are subject to periodic adjustment after loan closing, per the terms of the note. Calculate Rates & Payments Payment examples provided do not include taxes or insurance, actual amounts may be greater. Non-Closing cost product requires a minimum balance of $200,000, and includes a potential savings of $2,600 in closing costs.

    4Rates are effective May 20, 2024 and are subject to change without notice. Certain restrictions may apply. New autos are defined as vehicles with less than 1,000 miles and may be financed up to 125% MSRP, depending on credit history. Used autos may be 10 years old or newer and may be financed up to 125% KBB value, for autos 11-15 years old may be financed up 110% KBB value depending on credit history and collateral condition. Payment sample: 60 mo. term per $1,000 borrowed: $19.58 at 6.49% APR. 36 month term only applies to purchases, refinanced loans excluded. Calculate Rates & Payments

    5 Rates are effective May 20, 2024 and are subject to change without notice. APY=Annual Percentage Yield. Certificate Yields assume dividends remain in account until maturity; penalty imposed for early withdrawal. Fees may reduce earnings. In order to open and maintain this certificate, you must have an active checking account at RCU. Active checking is defined as a checking account having 3 or more transactions per month (excluding telephone teller or dividend posting transactions).