Skip nav to main content.
business ach services

Business transactions the easy way

Enjoy fast and secure payments directly to and from your RCU account.


Gain control over your daily cash flow with Business ACH (Automated Clearing House) services. Save time by streamlining your business payments, and reduce paper costs and errors.


Invoice services

Quickly and easily schedule payments to or from vendors on your desktop or mobile to deliver premium service.

Payroll processing

Create templates to generate ACH files, or upload ACH files from your payroll or accounting software to pay your team.

Digital banking platform

Conveniently access ACH services on your desktop or mobile in RCU’s online banking platform.

Good to know

Application and approval requirements

Only the controlling individual on your business account can apply for business ACH services.

Application process time

Business ACH services applications can take 5-7 business days to be processed. Limits subject to review.

How to set up Business ACH services

Focus on running your business leveraging RCU’s Business ACH services.

  • 1

    Apply in digital banking

    Log in to RCU's digital banking and access the application under secure forms.

  • 2

    Get approved

    We will contact you after we have reviewed your application.

  • 3

    Focus on your business

    Start using RCU's business ACH services for all your payment needs.

Learn How to Apply

suggested for you

ACH resources & guides

Already enrolled in business ACH services? Visit our digital banking resource center for help and support using RCU managed ACH services.

payroll services

Looking for a full range of payroll services?

Get trusted payroll services through RCU’s partnership with Paychex®.* Streamline your payroll process with trusted solutions and personalized services.

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Start sending and receiving payments for all your business needs

  • Certain restrictions may apply. Service is not guaranteed. Business must apply for and be granted access to ACH services. Additional fees may apply.