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Person-to-Person Payments

Easily send money to almost anyone

RCUpay makes it easy and secure to send money to people you know with just a few clicks!

Why use RCUpay?

It's free, fast, and secure to pay just about anyone! Send money from your RCU account using your computer or mobile device. 

Get started with RCUpay

  • 1

    Log in to your RCU account

    Log in to the RCU mobile app or online banking.

  • 2

    Select Move Money

    Click or tap on Move Money, then Send Money (RCUpay).

  • 3

    Send money

    No need for your recipient to register, just enter your recipient's email address or mobile number and send money!

Download the Mobile App

How does RCUpay compare?

RCUpay   Zelle®   Venmo

Send to any US bank account

Yes    Yes    Yes

Receive funds without enrolling

Yes    No    No

No additional download required

Yes    No    No

Available on mobile & desktop

Yes    No    Yes

How does RCUpay compare?

RCUpay

Zelle®

Venmo

Send to any US bank account

Yes

Yes

Yes

Receive funds without enrolling

Yes

No

No

No additional download required

Yes

Yes

No

Available on mobile & desktop

Yes

No

Yes

  • Venmo is a registered trademark of PayPal, Inc. Zelle® is a registered trademark of Early Warning Services, LLC. Certain restrictions may apply. Recipient must have a US bank account. Once a recipient claims their funds, transfers are generally completed within 1 business day or less, but may take up to 3 business days. Message and data rates may apply. Mobile Banking from RCU is free, but you may incur data charges from your carrier/service plan. Please check with your carrier and service plan on specific charges.