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Personal Loan

Sometimes you just need a little extra cash

Get the money you need quickly to finance personal expenses.


Get the money you need, when you need it to pay for personal expenses without the hassle.

As low as  % APR


Fixed rates

Your rates will never change over time, so you can enjoy predictable monthly payments that won't surprise you.

Terms from 36-84 months*

Flexible terms let you elect a monthly payment that works with your budget.

Loan amounts up to $50,000

Feel confident with a personal loan that can cover almost any need.

Use for various purposes

Whether you want to consolidate debt, make a purchase, or pay for an unexpected expense, a personal loan makes it easy to cover your costs.

And more...

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Loan Amount
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Signature Loan

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Best for
Receiving up to $50,000 in funds that can be used for qualifying expenses such as medical costs, debt consolidation, and more.
Leveraging the assets in your savings account, money market account, or certificate to help secure a loan for a variety of uses including debt consolidation.
36-84 months
Up to 120 months
Fixed monthly payments
No annual fee
$500 minimum loan amount

How to get a personal loan

  • 1

    Step one

    Complete an online application.

  • 2

    Step two

    Get approved.

  • 3

    Step three

    We'll deposit fund for you to use as you wish.

Apply for a Personal Loan

Why Choose RCU?

At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

America's Best Credit Unions by Newsweek 2024

Named one of America’s Best Credit Unions by Newsweek

America's Best Small Employers by Forbes 2023

Recognized by Forbes as one of America’s Best Small Employers 2023

Consolidate your debts

You may be able to lower your interest rate and know your repayment schedule up-front to help you repay your debts, boost your credit score, and start living the life you want.

Top Questions

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Life can throw curve balls you didn't see coming

Getting a personal loan to cover expenses is easier than ever before.

  • *Rates are effective May 20, 2024 and are subject to change without notice. Some restrictions may apply. Calculate rates & payments.