Start saving for the future
Open a regular savings account and start earning dividends to reach your financial goals even faster.
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Good to know
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Low minimum monthly balance
A $3 monthly minimum balance fee is charged to any regular savings account with less than $75.
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Maintain a $100 balance to earn dividends
To earn dividends on your savings, you need to maintain a balance of at least $100.
Estimate your savings
Final Balance
Contributions: | Earnings:-
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Apply online
It takes just minutes. If you aren’t already a Member, have your Social Security number and driver’s license or ID card handy.
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2
Deposit money
Move money into your new account so you can start using it.
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Manage your money online
Easily manage your money with online and mobile banking.
Your hard-earned money is safe
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Rated one of 21 strongest credit unions in the US by Weiss Ratings in 2021
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Rated 4th healthiest credit union in the US by Glatt Consulting HealthScore in 2020
I have been a Member for over ten years and I have nothing but good experiences with their employees. They all are extremely helpful and nothing but friendly and I am truly grateful for everyone working there. Thank you all!"
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
It's never too early to start saving for the future
Get a regular savings account and start earning dividends to help you achieve your financial goals.
Rates
All Highlights
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Earn dividends on your savings
Reach your financial goals even faster. Maintain a balance of $100 or more and earn dividends on your savings.
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$5 minimum balance to open
Opening a savings account doesn’t have to cost you an arm and a leg. You can open a regular savings account with just $5.
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Online and mobile banking
Manage your savings anytime, anywhere with online and mobile banking.
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Automatic deposits
Make saving even easier with automatic deposits that ensure you never forget to put some money aside.
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Withdraw anytime
Enjoy the flexibility to use and move your money when you need it with no savings terms. You can withdraw money from your regular savings account anytime.
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Federally insured by NCUA
All regular savings accounts are federally insured up to $250,000 by the NCUA, so you can feel confident that your money is always safe.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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