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Debit Card

Enjoy a simple and secure way to spend

Use your RCU debit card to make fast, easy purchases or get cash at thousands of ATMs nationwide.


Visa Debit Card

Earn reward points

Earn 1 point for every $2 spent. Points can be turned into merchandise, gift cards, and more. Or, redeem them for cash that gets deposited into your RCU account to help you reach your savings goals even faster.

Tips to rack in rewards faster

Convenient ATM access

Enjoy free access to 30,000 network ATMs nationwide, so you can access your money whether you’re close to home or on the go. Just look for the Co-op® logo.

Free overdraft protection options

You have several free options to protect your account from overdraft fees.

No monthly fees

There are no monthly fees for owning or using your debit card.

Receive spending notifications

Set alerts to notify you when debit card transactions are made, or when your account balance is low.

Redwood Rewards

Earn points you can use for cash back, travel, and more

Every time you use your RCU Visa® debit card, you can earn points.

Redwood Rewards
Young girl traveling in Italy


Digital Wallet

Digital Wallet

Click to Pay

Click to Pay

Tap to Pay

Tap to Pay



Zero Liability

Zero Liability



Redwood Visa® Credit Cards

Maximize rewards with a Visa credit card

Get valuable rewards and benefits for your spending that go beyond using your debit card.

How it works

Get started now! Once you receive your debit card, start earning rewards with qualified purchases and enjoy convenient account management with online and mobile banking.

  • 1

    Step One

    Open a checking account.

  • 2

    Step Two

    Make an initial deposit.

  • 3

    Step Three

    Receive the card in the mail in 3-4 business days.

Get a Debit Card

Why Choose RCU?

At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

America's Best Credit Unions by Newsweek 2024

Named one of America’s Best Credit Unions by Newsweek

America's Best Small Employers by Forbes 2023

Recognized by Forbes as one of America’s Best Small Employers 2023

I changed over to RCU years ago. I've been very happy at RCU. You get to talk to real people in a reasonable amount of time. One perk I love is when I need to go to an ATM, and I'm not close to a RCU ATM, they will credit back the fee for using a different bank."

— Sheila L.

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Enjoy convenience and peace of mind with a debit card

When it comes down to it, simpler can be better! A debit card makes it fast and easy to make purchases with your checking account funds, and earn great rewards in the process.

  • Rates effective March 4, 2024. Cash advance transactions and balance transfers are excluded from earning points. Debit rewards available for personal accounts only and on signature-based and PIN-less transactions only. Business accounts are ineligible for debit rewards. All rates, terms and special offers subject to change. Certain restrictions apply.