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Learn How
Business Wires

Wire funds anytime

Conveniently and securely initiate domestic wires immediately, or ahead of time through digital banking.

Learn How to Apply

Overview

Take care of business promptly with RCU’s self-service business wire transfers. Send one-time, or frequent payments securely for a low fee. Save time by sending wires directly through our secure form, instead of in-person at a branch, or calling in.

Highlights

Schedule in advance

Prepare transfers up to 3 business days in advance. Your wires will arrive 1-2 days after they are sent.

Customized templates

Use templates to enter your recipient’s information. You can save these details for repeat wires.

Self-service transfers

Initiate wires on your own time. You never have to wait to set up a wire transfer with our online service.

Low fees

Sending wires through our secure form costs you less than in-person, or over the phone wires. You can save on fees and complete the process yourself.

Good to know

Phone and branch services

If you need an urgent, one-time, or international transfer, you can call the Member Service Center at 1 (800) 479-7928 or visit a branch during operating hours. Additional fees apply.

How to wire funds

Follow these easy steps to securely transfer wires so you can focus on your other business needs.

  • 1

    Apply for business wires

    Log in to RCU's digital banking and access the application under secure forms.

  • 2

    Get approved

    We will contact you after we have reviewed your application. Please allow 3-5 business days to process your application.

  • 3

    Set up wire transfers anytime

    Start sending funds quickly and securely.

Learn How to Apply

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Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Contact Us Schedule Appointment

  • Certain restrictions may apply. Service is not guaranteed. Business must apply for and be granted access to business wires services. Additional fees may apply.

PPP Forgiveness Application Deadline

Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:

  • PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
  • RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
  • Your correct deadline will be reflected in your online banking account.

If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.

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