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Business Wires

Wire funds anytime

Conveniently and securely initiate domestic wires immediately, or ahead of time through digital banking.


Take care of business promptly with RCU’s self-service business wire transfers. Send one-time, or frequent payments securely for a low fee. Save time by sending wires directly through our secure form, instead of in-person at a branch, or calling in.


Schedule in advance

Prepare transfers up to 3 business days in advance. Your wires will arrive 1-2 days after they are sent.

Customized templates

Use templates to enter your recipient’s information. You can save these details for repeat wires.

Self-service transfers

Initiate wires on your own time. You never have to wait to set up a wire transfer with our online service.

Low fees

Sending wires through our secure form costs you less than in-person, or over the phone wires. You can save on fees and complete the process yourself.

Good to know

Phone and branch services

If you need an urgent, one-time, or international transfer, you can call the Member Service Center at 1 (800) 479-7928 or visit a branch during operating hours. Additional fees apply.

How to wire funds

Follow these easy steps to securely transfer wires so you can focus on your other business needs.

  • 1

    Apply for business wires

    Log in to RCU's digital banking and access the application under secure forms.

  • 2

    Get approved

    We will contact you after we have reviewed your application. Please allow 3-5 business days to process your application.

  • 3

    Set up wire transfers anytime

    Start sending funds quickly and securely.

Learn How to Apply

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Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

  • Certain restrictions may apply. Service is not guaranteed. Business must apply for and be granted access to business wires services. Additional fees may apply.