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Visa Signature® Card

Looking for a credit card that gives you more?

Enjoy premium benefits, added rewards and robust features.

Friends at coffee shop together.


With every Visa Signature purchase, you earn rewards toward exciting experiences that are important to you.


Earn rewards points

Earn 1.5 points for every $1 you spend. If you have a credit card and debit card with RCU, your credit and debit rewards points are automatically combined so you’ll rack up points even faster.

No hidden fees*

Save money with no annual, foreign transaction or balance transfer fees.

Additional benefits

Purchase protection

Shop with confidence knowing that eligible items you purchase are protected in the event of theft or damage.

Travel protection

Rest assured with access to travel protection including lost luggage reimbursement and travel accident insurance.

Luxury hotel collection

Access hotel properties worldwide with Visa Signature Luxury Hotel Collection. Receive a best available rate guarantee and added perks.

Advance ticket sales & VIP access

Access to an inside connection for advance ticket sales and VIP access to games, events, shows, and getaways.

And more...

Redwood Rewards

Earn points for cash back, travel, and more

Earn rewards points for every dollar spent that can be used for cash back or other exciting experiences including concert tickets or other events.

Redwood Rewards
Young girl traveling in Italy


Digital Wallet

Digital Wallet

Click to Pay

Click to Pay

Tap to Pay

Tap to Pay



Zero Liability

Zero Liability



Transfer balances free

Transfer your credit card balances

Save money on interest and pay off your debt faster with no balance transfer fee when transferring high-interest credit card balances.*

How it works

Use your card for everyday purchases and pay your bill every month to rack up rewards.

  • 1

    Apply for a credit card

    You can complete an online application in just a few minutes.

  • 2

    Get your card

    Once approved, we'll send your card in the mail.

  • 3

    Activate your card

    When your card arrives, activate it to start making purchases right away.

Apply Now

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly. Go ahead: send us a question or give us a call.

Get a Visa Signature Card

Start earning rewards to put toward exciting experiences.

  • *All rates, terms, and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance of $20 will be charged. Cash advance transactions and balance transfers are excluded from earning points. For further information, please refer to the Visa Signature Guide to Benefits.