Skip nav to main content.
Visa Signature® Card

Looking for a credit card that gives you more?

Enjoy premium benefits, added rewards and robust features.


Visa Signature Card

Earn rewards points

Earn 1.5 points for every $1 you spend. If you have a credit card and debit card with RCU, your credit and debit rewards points are automatically combined so you’ll rack up points even faster.

No hidden fees

Save money with no annual, foreign transaction or balance transfer fees.

Additional benefits

Travel protection

Rest assured with access to travel protection including lost luggage reimbursement, travel accident insurance and more.

Learn More

Extended warranty

Provides up to 1 additional year of coverage on eligible U.S. manufacturer’s repair warranties of 3 years or less.

Luxury hotel collection

Access hotel properties worldwide with Visa Signature Luxury Hotel Collection. Receive a best available rate guarantee and added perks.

Learn More

Identity theft protection

ID Navigator, Powered by Norton LifeLock, gives greater peace of mind with tools offering protection against identity threats.

Learn More

And more...

Redwood Rewards

Earn points for cash back, travel, and more

Earn rewards points for every dollar spent that can be used for cash back or other exciting experiences including concert tickets or other events.

Redwood Rewards
Young girl traveling in Italy


Digital Wallet

Digital Wallet

Click to Pay

Click to Pay

Tap to Pay

Tap to Pay



Zero Liability

Zero Liability



Transfer balances free

Transfer your credit card balances

Save money on interest and pay off your debt faster with no balance transfer fee when transferring high-interest credit card balances.

How it works

Use your card for everyday purchases and pay your bill every month to rack up rewards.

  • 1

    Apply for a credit card

    You can complete an online application in just a few minutes.

  • 2

    Get your card

    Once approved, we'll send your card in the mail.

  • 3

    Activate your card

    When your card arrives, activate it to start making purchases right away.

Apply Now

Suggested for you

Let RCU waive your Visa® payment if times get tough

For a little extra each month, you can protect your monthly payments if the unexpected occurs.*

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Get a Visa Signature Card

Start earning rewards to put toward exciting experiences.

  • *Rates effective May 16, 2022. All rates, terms and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged. Convenience checks, cash advance transaction and balance transfers are excluded from earning points. For further information, please refer to the Visa Signature Guide to Benefits.
    **Your purchase of Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
    Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Payment Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.