Redwood Rewards Overview
Earn points for every purchase with an RCU credit or debit card, then redeem them for cash back, travel, and more.
Reward yourself! Redeem your points for:
Turn your points into cash! Earn cash back that gets deposited right into your RCU account.
Browse hundreds of brand-name rewards including cameras, tablets, and home appliances.
Access exclusive deals for airline tickets, hotel accommodations, car rentals, cruises, and more!
From concerts to top sporting events to plays, find tickets to events you love across the nation!
Enjoy a variety of gift card options including dining, shopping, and entertainment.
Whether it’s tandem skydiving or a spa day, redeem points for a variety of excursions and entertainment.
Log in to your account online or in the mobile app.
Choose the rewards you want to redeem.
Get your rewards
In just a few clicks, you can redeem points for the rewards you love.
For a complete list of available retailers, merchandise and travel options, plus full program details and rules, please log in to your RCU online account and go to the Rewards tab, or click Rewards in RCU’s mobile app.
Cash advance transactions and balance transfers are excluded from earning points. Debit rewards available for personal accounts only. Signature-based transactions only. Business accounts are ineligible for debit rewards.
Not a Member?
Begin your loan application. Review our Membership requirements below to determine if you are eligible.
Already a Member?
Log in to RCU online banking to start your prefilled application.
You can become a Member of RCU if you meet any of the following:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are an immediate family member of a current RCU Member.
- You work for a designated Select Employer Group.
Already applied in person or over the phone?
To check the status of your loan, view any loan conditions, or to upload any requested documents.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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