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Visa® Balance Transfer

Goodbye high-interest debt!

Transfer your balance to a low-interest credit card to save money and manage debt.


Looking for a simple way to experience real savings? Bring your credit card balance over to a Redwood Credit Union Visa® Platinum card. Unlike other cards, we skip the transfer fees and keep our rates low, so you can do more of what you love.


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$0 Transfer fee

Unlike other institutions, we won't make you pay a penny to bring your balance to us.


No surprise fees

No annual fee, penalty APR, foreign transaction fees, or confusing introductory periods.

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Everyday low rates

Low rates keep payments affordable after your transfer.

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Easy management

View transactions online, set alerts using our mobile app, and make payments in a snap.

Pro tip

Use online banking or our mobile app to transfer your balance from other credit cards to your RCU Visa®. It's simple and only takes minutes!

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

  • *Rates effective September 21, 2023. All rates, terms, and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged. Cash advance transactions and balance transfers are excluded from earning points.