*Rates are effective December 1, 2021 and are subject to change without notice. Certain restrictions may apply. Maximum Combined Loan to Value (CLTV) for above rates is 85% for single family homes, 80% for second home and investment, 75% for manufactured homes. Rates and max CLTV assumes property is a single unit, primary residence, non-manufactured home. RCU mortgage loans are available on CA properties only.
**A No Closing Cost option is available for loans up to $200,000. Must have a CLTV of 80% or less, an Automated Valuation Model (AVM) must be available, and a limited title policy must be obtained. A $750 early closure fee applies if the loan is closed within 36 months of the date of the security instrument. Any loan greater than $200,000 requires a full title policy at cost to the borrower in addition to all other loan fees and any loan greater than $400,000 where an AVM is not available requires a full appraisal at cost to the borrower in addition to all other loan fees.