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Hybrid & Electric vehicle loans

Save money on gas and drive greener

Apply for a hybrid or electric vehicle loan that helps you save money and be good to the environment.


Be kind to the planet with a hybrid or electric vehicle that helps you reduce your carbon footprint in a car you love.

as low as (before 0.25% discount)  % APR


Receive a 0.25% loan discount

Save money while saving the environment. Purchase a qualifying hybrid or electric vehicle and we'll give you 0.25% off the interest rate.

Terms up to 84 months*

Enjoy flexible loan repayment options, such as terms lasting up to 84 months.

Convenient auto insurance**

For even more convenience, insure your car through RCU Insurance Services so you can easily  manage your loan and policies through online banking or the mobile app.

RCU Insurance Services

Fixed monthly payments

Fixed monthly payments give you peace of mind knowing your payments will not change over the life of the loan.

Calculate Payment

And more...

How it works

When you're ready to buy a new or used vehicle, get a loan in three easy steps.

  • 1

    Apply online

    An online application takes only a few minutes.

  • 2

    Get approved

    Find out if you're approved for a vehicle loan.

  • 3

    Buy your next vehicle

    We'll send the funds directly to the dealership or branch nearest you to purchase from a private party.

Apply for a Hybrid or EV Loan

Additional Loans & Services

Why Choose RCU?

At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

America's Best Credit Unions by Newsweek 2024

Named one of America’s Best Credit Unions by Newsweek

America's Best Small Employers by Forbes 2023

Recognized by Forbes as one of America’s Best Small Employers 2023

The Homem family shares why they use RCU Auto Services when buying a car.

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Be kind to the planet and your budget with a hybrid vehicle loan

Do your part to help the environment, and save money at the same time. Apply for a hybrid or electric vehicle loan and get a great rate on a car you love.

  • *Rates are effective May 20, 2024 and are subject to change without notice. Certain restrictions may apply. New autos are defined as vehicles with less than 1,000 miles and may be financed up to 125% MSRP, depending on credit history. Used autos may be 10 years old or newer and may be financed up to 125% KBB value, for autos 11-15 years old may be financed up 110% KBB value depending on credit history and collateral condition. Payment sample: 60 mo. term per $1,000 borrowed: $19.58 at 6.49% APR. 36 month term only applies to purchases, refinanced loans excluded.

    **Insurance products are not deposits of RCU and are not protected by NCUA. They are not an obligation of or guaranteed by RCU and may be subject to risk. Any insurance required as a condition of an extension of credit by RCU need not be purchased from RCUIS and may be purchased from an agent or an insurance company of the Member’s choice. RCUIS is a wholly-owned subsidiary of RCU. Business conducted with RCUIS is separate and distinct from any business conducted with RCU. License no. 0D91054. NPN 7612227.