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Visa Point Promotion

Earn 2X rewards points!

Congratulations on earning triple points in November! Keep the rewards up by earning double points in December!

Overview

Congratulations! You qualified for triple points on all your transactions in November! But at RCU, we want to keep up the holiday joy with even more points! From 12/1 to 12/31 you can earn even more points on purchases when you use your qualifying Visa® credit card by earning double points on all your transactions.

Highlights


Earn double rewards

Earn double points on any transaction in the month of December when you use your RCU Visa Credit Card! It’s that easy!


No category restrictions

Any purchase large or small that you make during the promotional period will count towards your reward bonus.


It’s easy!

Simply use your card. The promotional offer has been automatically applied to your qualifying card.

Redeem your points for:

Turn your points into cash! Earn cash back that gets deposited right into your RCU account.

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Cash Back

Turn your points into cash! Earn cash back that gets deposited right into your RCU account.

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Merchandise

Browse hundreds of brand-name rewards including cameras, tablets, and home appliances.

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Travel

Access exclusive deals for airline tickets, hotel accommodations, car rentals, cruises, and more!

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Event Tickets

From concerts to top sporting events to plays, find tickets to events you love across the nation!

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Gift Cards

Enjoy a variety of gift card options including dining, shopping, and entertainment.

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Experiences

Whether it’s tandem skydiving or a spa day, redeem points for a variety of excursions and entertainment.

Top Questions

  • When you use your RCU Visa credit card wisely, with the same mindset as your debit card, you put your spending to work to get more benefits.

    • Your RCU Visa credit card earns more reward points on every purchase, so you can earn rewards faster and redeem for things like for cash back, gift cards and more.
    • You get greater protection so if an unauthorized charge occurs the money never leaves your account and gives you time to resolve the issue before your statement balance is due.
    • You build healthy credit to get better financing for other loans.

  • Your qualifying RCU Visa Signature card earns 1.5 points per dollar spent on everyday purchases. During the promotion, when you make 10 or more transactions, we’re tripling your rewards so that you earn 4.5 points per dollar spent.

  • Your qualifying RCU Visa Platinum card earns 1 point per dollar spent on everyday purchases. During the promotion, when you make 10 or more transactions, we’re tripling your rewards so that you earn 3 points per dollar spent.

  • Offer valid from 12/01/2023 to 12/31/2023 for select Redwood Credit Union issued Visa® Platinum or Visa Signature® credit cards that qualify for the rewards points promotion. Promotion is subject to change and certain restrictions may apply. Visa Platinum cardholders will earn two (2) rewards points for $1.00 spent for qualifying purchases and Visa Signature cardholders will earn three (3) rewards points for each $1.00 spent during the promotional period. All bonus points will be added to cardholder’s Redwood Rewards account within forty-five (45) days after the end of the promotional period. A maximum of 20,000 bonus points will be allocated per card and no additional points will be awarded above the maximum. Cash advance transactions and balance transfers are excluded from earning points.

PPP Forgiveness Application Deadline

Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:

  • PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
  • RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
  • Your correct deadline will be reflected in your online banking account.

If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.

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