January 14 is #OrganizeYourHomeDay! The new year
means a fresh start, and nothing makes your home feel renewed like a good decluttering. Follow these tips to get started.
- Clear out your paper drawer.
Shred any financial statements more than seven years old, deposited checks more than 14 days old, expired credit cards, and paycheck stubs more than one year old.
- Scan important records.
An easy way to keep your long-term documents organized—like tax returns, brokerage statements, home improvement expense records, etc.—is by scanning and saving them as electronic documents. Pro-tip: The IRS accepts scanned receipts
and tax records, so it’s a good idea to digitize anything tax-related.
- Get color coded.
For paper documents you need to keep, use color-coded folders to stay organized. It’s helpful to have folders for each major category, like financial, medical, personal, insurance, home, etc.
- Sign up for RCU eStatements and online banking.
Keep your mailbox and desk clear of clutter by signing up for eStatements and online banking. You’ll receive electronic versions of your statements each month, and you can view, download and print up to 24 months of prior statements.
- Use RCU bill pay.
Set up your payees in RCU bill pay so they receive your bills electronically. Plus, cut down on stamps, checks, and envelopes by making these payments online.
For additional convenient services to help you go paperless and reduce clutter, visit redwoodcu.org/eservices.