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Halloween on a Dime

Sep 06, 2019

The National Retail Federation estimates that seven in ten Americans will Pumpkins in patchcelebrate Halloween this year, spending an average of $90 each. Costumes, treats, and decorations for inside and out don’t come cheap. Save money where you can. Here are a few tips:

  • Costumes: Try a consignment shop. There may be actual costumes there already or clothing you can alter to make your own costume. A bright blue or purple can become a dinosaur. Nylons stuffed with paper or socks make great tails. Sparkly items can be revamped as Martian attire. Friends may have old costumes they’re willing to loan or give you. 
  • Parties: A little creativity goes a long way. Red tissue paper or cloth over a light can make the room spooky. (Just make sure it doesn’t get too hot.) Drape string lights around the punch bowl. Throw black sheets over chairs and couches. You can have a lot of fun decorating sugar cookies in creepy or fall-festive ways. And you can get a lot of bang for your buck at a dollar store. Start early, be innovative, and enjoy the extra money you keep in your pocket!
  • Decorating: Not all decorations need to be high-end and pricey. Let the kids get creative with glow-in-the-dark sidewalk chalk. Tie black ribbon on branches so they look like bats. Take a grapevine door wreath and paint it black. If you prefer fall décor to something spooky, gather colorful leaves and display them out front in a wheelbarrow or tub. Layer the yard with hay. Place some gourds in flower pots. None of this will break the bank.

For those unavoidable Halloween purchases, use your Visa® credit card. The RCU Visa Platinum card accrues 1 rewards point per dollar spent, the RCU Visa Signature® card accrues 1.5 points per dollar spent, and even your personal debit card earns rewards points—1 point for every two dollars spent on signature-based transactions. You could turn in some of those points for cash back toward Halloween purchases.

Visit for more information about our different cards and the Redwood Rewards program.



Rates as low as 8.99%, effective 10/01/19. All rates, terms and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged. Cash advance transactions and balance transfers are excluded from earning points. Debit Rewards available for personal accounts only. Business accounts are not eligible for debit rewards. Signature-based transactions only.   

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