• Focused on people, not profits
  • Full service banking for consumers and businesses
  • Committed to your financial well-being & our communities
Why Redwood Credit Union
  • Overview
  • Vision, Mission & More
  • RCU History
  • Leadership
  • Awards

Welcome to Redwood Credit Union (RCU)!  Here you'll find quick facts about RCU and the benefits of membership:

RCU Overview: Who We Are

  • RCU is a trusted, local community credit union founded in 1950.
  • As a financial cooperative, we're focused on people, not profits. Learn more about The Credit Union Difference.
  • Earnings are returned to Members through better rates, low or no fees and expanded services.
  • We're full service, offering personal and business banking products and services at the best value available.
  • Services include checking, savings, investments, auto, RV, personal, home and business loans, credit cards, insurance, auto center & brokerage services, free online services & more! See below for locations & ATMs.
  • We are committed to your financial well-being. We provide free financial education, information, tools and resources to help you make the right financial decisions for you.
  • RCU is a committed community partner. Learn more about our commitment to community here.
  • We're over $3 billion in assets & are the 54th largest of approximately 6,000 U.S. credit unions.
  • RCU is safe and sound, and deposits are insured to $250,000 by the NCUA, a U.S. government agency.

Who We Serve

  • We serve anyone living or working in California's North Bay & San Francisco (see Who Can Join below).
  • RCU serves more than 273,000 Members (consumers and businesses) and 400 groups and associations.

How We Serve

  • We are passionately committed to serving your best interests. See RCU's vision & mission here.
  • Our values include service, trust, people and cooperation. Learn more here.
  • We adhere to service standards to ensure exceptional personal service. See them here.
  • We offer 16 branch locations, 30,000 fee-free ATMs & a host of free online services. 

Who Can Join

  • Anyone living, working or owning a business in the Northern Bay area counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano and Contra Costa can join & benefit!

How to Join

  • You can join! Membership is just a savings deposit.
  • Not yet an RCU Member? Apply now.
  • If you have questions, please contact us online or call us at  1 (800) 479-7928.

We look forward to serving you!


Redwood Credit Union (RCU) is committed to pursuing our vision, mission, values and service standards every day.

Our Vision

Be the financial services leader for the communities we serve by helping people achieve their goals and dreams.

Our Mission

Passionately serve the best interests of our Members, employees, and communities.

Our Values

  • Service
  • Trust
  • People
  • Cooperation

Our Service Standards

Redwood Credit union is committed to providing exceptional service to our Member-Owners, and to each other.
In this spirit, be assured that:

  • We Will Build Relationships.
  • We Will Demonstrate Trust and Respect.
  • We Will Show Commitment.
  • We Will Do the Right Thing.
  • We Will Be Ambassadors.
  • We Will Partner for Security.

Redwood Credit Union’s History

Redwood Credit Union is a not-for-profit, Member-owned credit union chartered by the state of California.

  • RCU was established in 1950 as Sonoma County Employees Credit Union by 7 County employees who pooled their funds to provide affordable loans to each other.
  • We became Redwood Credit Union in 1982 to reflect the growing demand from our communities for affordable financial services.
  • Today, RCU is over $3 billion in assets financial services organization, serving over 260,000 consumers and businesses in the North Bay and San Francisco. We offer 16 branches, 30,000 fee-free ATMs & a host of online services.
  • Although RCU has grown significantly, our roots remain in service to our Members, employees and communities, and we are committed to the credit union philosophy of “people helping people.”
Elaine Bossa was one of seven founding Members of the Credit Union in 1950.
The Credit Union's first branch opened in 1967 in Santa Rosa, CA.
RCU Historic Milestones
Jan. 19,
Seven employees form Sonoma County Employees Credit Union (SCECU), operating from Sonoma County Auditor’s Office in Court House Square, Santa Rosa, CA.
1967 The Credit Union opens its first branch, located at 370 Administration Drive in Santa Rosa, CA.
1982 SCECU is renamed Redwood Credit Union to reflect the growing demand from our communities for affordable financial services. RCU also merged in Santa Rosa Employees Credit Union and installed its first Automated Teller Machine (ATM) at 370 Administration Drive in Santa Rosa, CA
1989 RCU expands field of membership to include anyone living or working in Santa Rosa, CA.
1990 RCU reaches $100 million in assets, merges in three credit unions and adds branch locations in Santa Rosa and Ukiah.
1997 RCU expands field of membership to include anyone living or working in the counties of Sonoma, Marin, Mendocino, Lake and Napa.
2000 RCU celebrates its 50th anniversary, and serves 80,000 Members, is $500 million in assets and operates 8 full-service branches. RCU expands its field of membership to include anyone living or working in San Francisco, Solano and Contra Costa counties.  
2001 RCU membership reaches 100,000.
2004 RCU’s assets reach $1 billion.
2007 RCU completes and occupies a new corporate building at 3033 Cleveland Avenue in Santa Rosa, CA which is also recognized as a Silver L.E.E.D. Certified green building.
2010 RCU celebrates 60 years of service and serves nearly 185,000 Members.
2011 The 200,000th Member joins RCU and a merger is completed with Cal State Central Credit Union. RCU's branch network expands to 18 locations throughout the North Bay and San Francisco. 
2012 RCU reaches $2 billion in assets & serves over 220,000 Members.
2015 RCU completes rooftop solar array at Santa Rosa Administrative Offices.

Redwood Credit Union's (RCU's) dedicated leadership is committed to ensuring RCU’s Member-Owners
receive the best service and value available in financial services.

RCU Leadership

  • RCU Board of Directors
  • RCU Supervisory Committee
  • Senior Leadership
  • RCU President & CEO

RCU Services Group

RCU’s wholly-owned subsidiary, RCU Services Group, offers insurance and auto purchasing/brokerage services.

  • RCU Services Group Board of Directors

RCU: Honored to Be Recognized

  • Recent RCU Awards & Recognition

    • Ranked Top 5 in Credit Union HealthScore - Glatt Consulting
    • Best Credit Union (11th consecutive year) - Northbay biz readers' poll
    • Best Credit Union - Press Democrat & North Bay Bohemian readers' polls
    • Best Places to Work (11th consecutive year) - North Bay Business Journal
    • Corporate Philanthropy Award (3rd consecutive year) - North Bay Business Journal
    • Top 10 Best Credit Union Credit Card Programs - GOBankingrates.com; Money Nation
    • Brett Martinez: Latino Leadership Award – North Bay Business Journal
    • Community Credit Union of the Year (Honorable Mention) – CUNA
    • SBA Preferred Lender - Small Business Administration