Besides planning those summer trips, one of the best things you can do this summer is prepare yourself and your family for the possibility of wildfires. While fires are unpredictable, here are four steps you can take to ensure your family (and home) are ready.
Develop a clear plan – Ask yourself: Am I set up to receive emergency alerts and warnings of a wildfire near me? What is my evacuation route? What is my family/household communication plan in case we get separated? Having answers to these questions ahead of time will help ease fears when a wildfire strikes.
Review your home insurance coverage – Many homeowners think their home is insured at its retail value but in fact, coverage is more likely based on the cost to rebuild the home. If you haven’t looked at your policy in years, speak with your insurance agent to see if your coverage may need to be adjusted.
Digitize important documents– Make digital copies of all your important documents that are difficult to replace. Digitizing these documents will make it easier to access important information if something were to happen to your home. For banking statements, sign up to go paperless and you’ll have access to them whenever and wherever.
Build emergency savings – Create an emergency fund for unexpected costs to give you peace of mind.
Don’t let wildfire catch you without a plan this season.