The beginning of a new year is the perfect time to take a look at your finances and ask yourself: "Am I making the most of my well-earned money?" Take a few minutes to review your savings, debt, and spending habits, to ensure they support your financial goals. Maybe you're paying for services or subscriptions you don't need. Maybe you're not getting the best deal on your home or car loan. Maybe you're paying too much in credit card interest. Or maybe you need to find a way to set aside additional savings for your future or to help in case of an emergency. Regardless of where you are in life or what your goals are, RCU can help you choose the best financial path for a secure future. In fact, it's the reason we exist–to help people succeed.
As a not-for-profit financial institution, RCU returns profits to the membership through better rates, fewer fees, and an ever-expanding number of banking services designed to save you time and money. More benefits for you, our Member owners, means more money stays local which benefits our communities too.
The past couple of years have been filled with uncertainty, and we are grateful to serve our Members and communities through these difficult times, from providing thousands of Paycheck Protection Program loans to help local businesses keep their doors open, to giving Members access to free credit counseling. We've also helped numerous Members achieve their dream of home ownership or refinance their home and auto loans into more affordable payments.
Many recent factors have been causing prices to rise, and it may feel like your money doesn't stretch as far it used to. But there are ways you can make your dollar go further, and we'd love to help you find them. When it comes to personal finances, we understand asking questions can feel uncomfortable or intimidating for some. Rest assured, our highly professional and confidential team has helped many others navigate through situations just like yours.
Wherever you are in life, we're here to listen to your story and help you find the right solutions to achieve your future goals. Whether you are just starting out, buying your first home or car, establishing a business, saving for your child's education, or preparing to retire, we are here to help you succeed every step of the way.
Thank you for trusting us with your banking needs. I wish you a safe, happy, and financially healthy new year!