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Fact Sheet

Quick facts about RCU and our business.

Quick Facts


  • We serve over 450,000 Members throughout Sonoma, Marin, Napa, San Francisco, Mendocino, Lake, Contra Costa and Solano counties
  • Current size: Largest credit union in the North Bay with $8.2 billion in assets
  • RCU employs over 850 people
  • Administrative offices are located in Santa Rosa and Napa, California
  • Currently ranked 41st largest credit union in the U.S. (of approximately 5,200) and 8th largest in California (of 300) as of March 31, 2023.

What we offer

  • Full range of financial services for personal or business use, including checking, savings, loans, credit cards, investments1, insurance2, and auto purchasing/brokerage3
  • 21 branch locations, including 20 in North Bay and 1 in San Francisco, plus a full-service insurance agency and an auto sales and brokering center
  • 30,000+ free network ATMs, plus an out-of-network ATM fee reimbursement program for Members4
  • Full range of free online services, including online and mobile banking, bill pay and more
  • SBA Preferred Lender – Small Business Administration

Who we serve

  • Anyone who lives, works or owns a business in the counties of Sonoma, Marin, Napa, San Francisco, Mendocino, Lake, Contra Costa and Solano

Our history

  • Founded in 1950 by 7 employees of the County of Sonoma
  • In 1982, changed name to Redwood Credit Union to reflect increased demand for affordable financial services in the North Bay

Awards and recognition

  • America’s Best-in-State Credit Unions  – 3 consecutive years, Forbes
  • Top 5 healthiest credit union in the US – Glatt Consulting Credit Union HealthScore
  • Best Credit Union – Press Democrat readers’ poll, every year
  • Best Credit Union – NorthBay biz, 18 years running
  • Best Company to Do Business With in Sonoma and Napa Counties – NorthBay biz
  • Best Credit Union in Napa and Sonoma Counties -North Bay Bohemian Reader’s Poll
  • Best Credit Union in Marin – Pacific Sun and Marin Independent Journal
  • Best Place to Work – 18th consecutive year, North Bay Business Journal
  • 5‐Star Bauer Rating –
  • America’s Best Small Employers – Forbes Magazine, 2023
  • 1Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

    2Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly-owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227.

    3Auto purchasing and brokerage available through Redwood Credit Union’s wholly owned subsidiary, RCU Auto Services.

    4First two non-RCU ATM fees reimbursed with active checking; first four non-RCU ATM fees reimbursed with active checking and active RCU loan or credit card. Active = at least one transaction or payment in prior month. (Up to $10 per transaction, casino/gambling and ATMs outside U.S. excluded from reimbursement).