Accelerate your pay day
Enjoy the speed and security of direct deposit. And now you can get eligible funds up to two days sooner with Early Pay!*
You’ll love the ease and security of Direct Deposit
Enroll today and gain access to these benefits and more.
Money when you need it
Your funds are automatically deposited into your checking or savings account.
Get paid early
Early Pay is a free benefit that gives you access to your deposit up to two days before payday.
Safe and convenient
Direct Deposit is safer than paper checks or employer-provided pay-cards.
No fees
Access your money sooner, without extra costs.
Start
How do I set up Direct Deposit?
Enrollment is easy! Select the best option for you:
Option 1: Employer portal
Submit your RCU account and routing number to your employer via their Human Resources portal (ex. ADP®, UKG®, WorkDay®).**
Option 2: Direct Deposit form
If your employer doesn’t have an HR portal, submit a completed Direct Deposit form to them by hand. Please check with your employer for form requirements.
- Log in and download a pre-filled form directly from digital banking.
- Or download a blank Direct Deposit form to complete yourself here.
suggested for you
Need to set up digital banking?
Save time by managing your account online. Our digital banking platform is available on desktop and mobile app so you can access your money whenever you want!
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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