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Loan refinancing

Get the financial relief you need

Lower your monthly payments and create a more manageable financial situation by letting RCU refinance your loans.

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Overview

Free yourself from excessive loan payments and feel positive about your financial future by refinancing your loans to a monthly payment that works for your budget.

Auto loan refinance

Save money over the life of your auto loan by refinancing to a rate as low as 2.44% APR.* You can save $1,000 or more when you use RCU’s loan services.

Refinance Your Auto Loan

Mortgage refinance

In as little as 30 minutes, you can meet with an RCU representative, review your mortgage situation, and get a personalized solution that fits your budget.

Refinance Your Mortgage

Visa® balance transfer

Get a lower rate, save money, and get out of debt faster when you transfer your credit card balance(s) to a new low-rate Visa without having to pay a transfer fee.**

Transfer Your Credit Card Balance

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly. Go ahead: send us a question or give us a call.

  • *Rates effective November 28, 2021. All rates, terms and special offers subject to change. Certain restrictions apply. Payment sample: 60 mo. term per $1,000 borrowed: $17.72 at 2.44% APR

    **Rates effective November 28, 2021. All rates, terms and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged.