Love everything about this next chapter
During this exciting time of life, you can count on us to help with all the to-do’s that come before and after, “I do.”
Where are you in your wedding journey?
Start saving for your wedding day today.
Putting aside a little each month into a custom savings account will help you build funds without burdening your budget. Plus, you can give your account a personalized name, for simple automatic deposit set-up.
Preparing for the big day
We want you to focus on the fun, from dinner to dancing the night away – so we’ve focused on making your wedding-planning process simple with affordable financial solutions.
Expand your wedding budget with a personal loan
If you need some extra funds to bring your vision to life, a low-rate personal loan may be the right choice. With fixed rates and flexible terms, you can finance the amount that’s right for you and pay it back in predictable monthly payments.
Make your honeymoon rewarding1
With a Redwood Credit Union Visa Signature® or Platinum credit card, you can enjoy travel rewards, cash back on purchases, no foreign transaction fees, no annual fee, and more. And if your card is lost or stolen, we can instantly issue a new card that can be loaded to your digital wallet.
Consider this creative lending solution
Do you or your partner own a vehicle that’s paid off? You can use the equity of your vehicle to help pay for your wedding instead of taking on high interest debt.
Protect your wedding with insurance2
One of the best wedding gifts you can give yourself is peace of mind. A lot of energy and time goes into planning your big day, so make sure to protect your investment with event insurance, should something unexpected arise.
Mapping out your next steps as a couple
Simplify your spending
While you navigate life as a married couple, a Redwood Credit Union Visa® can help you build credit, enjoy convenience while running errands, and earn points every time you spend.
Building your life together in a new home
If you’re ready to purchase a home for the first time, find resources about the entire process in one simple location.
Avoid stress at tax time
If you recently got married or are planning a wedding, you're probably not thinking about taxes. Here are five steps you can take to help you prepare.
Invest for the future3
No matter what dreams are on the horizon for you and your partner, our investment team will take time to get to know you and offer guidance based on your future plans.
Wondering where to start?
We're here throughout your financial journey. If you have questions about financially preparing for the road ahead, we offer a variety of appointment types for whatever you may need.
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1Rates effective April 23, 2024. All rates, terms and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged.
2Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227.
3Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Redwood Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union Members.
Common wedding costs to keep in mind when planning for the big day:
- Ceremony and Reception Venue
- Invitations and Thank You Cards
- Event Planner
- Engagement Ring
- Wedding Rings
- Catering
- Beverages
- Cake
- Musicians or DJ
- Florist and Decor
- Wedding Dress and Attire
- Photographer and Videographer
- Car, Limo or Transportation Services
- Favors and Wedding Party Gifts
- Honeymoon
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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