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I clicked on a link in an email or text message. Should I be concerned?

Prior to clicking on a link in an email, you should hover over the link to determine the true address. If the address is a jumble of numbers and letters, it could be malware. On a smart phone, it is more difficult to determine the true address. Be very careful to not click on a link unless it is from a known and trusted source. If you have clicked on a link, and you’ve determined it to be an attempt to get your personal information, you should immediately shut down your device and take it to a professional to determine if malware has been added to it.

Read more about secure websites.

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How can I verify that a website is secure? I received a text message from Redwood Credit Union. Is it legitimate? How can I keep my online banking account secure? My account doesn’t have a high balance. Is it still risky to give someone access to my online banking account? I met someone on a dating website and he asked me to send money to help him get out of a tight spot. I care about him and want to help. What should I do? I recently got a work-from-home job, and my employer sent me a check to get started. Should I be concerned? Is it risky to deposit a check that may be fraudulent? I received a check from a new employer whom I met online. The employer needs me to send money back. How can I verify the check? What is the safest way to sell something online? I’m planning a trip. How can I safely book travel over the internet? How to report fraud on your debit or credit card. What is the risk of giving someone my credit or debit? What is the risk of giving someone access to my online banking?

PPP Forgiveness Application Deadline

Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:

  • PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
  • RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
  • Your correct deadline will be reflected in your online banking account.

If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.

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