All the Things You Can Do at RCU

Making your life easier is always one of our top goals. You may know us for checking, savings, loans, and credit cards—but your membership gives you access to so much more. We’ve built a broad range of services to help you take care of more of your financial needs in one trusted place. And while we do a lot to educate our Members and communities about all the added services we provide, we still find that people are surprised to learn how much we really offer.

Beyond traditional banking, RCU offers many services, including:

• RCU Insurance Services—a full-service insurance agency working with top-rated carriers to help you find the right coverage for the best value with no brokerage fees, and you get a dedicated agent.
• RCU Auto Services–our own auto lot with new and pre-owned vehicles, with no-haggle pricing, allowing you to buy, sell, finance, and insure your vehicle, all in one place.
• Vehicle registration and title services–save time by letting us help with your DMV needs including registration renewals, duplicate title requests and transfer of ownership.
• Full-service business banking–with a wide range of services to support all of your business’s financial needs—from checking and savings accounts, to credit cards, commercial, and SBA loans, plus merchant and payroll services and more.
• Benefits Checking–a premium checking account that offers peace of mind with valuable benefits including identity theft benefits, telehealth, roadside assistance and more.
• RCUpay–our free person-to-person (P2P) payment service that makes sending money fast, easy, and secure.
• Home loans–fixed and adjustable-rate mortgages with a wide range of terms to fit your needs, including down payment assistance for first-time homebuyers.
• Youth accounts, bicycle loans, solar loans, and much more!

Why do we offer all these services? Based on Member feedback, you deserve convenient solutions that meet your needs, deliver a seamless experience, and provide value through personalized support. As a not-for-profit cooperative, we’re structured differently than traditional banks. Instead of being profit-driven, our focus is serving our Members’ best interests. It also allows us to provide financial services with better rates and fewer fees. And the more services you use through us, the more value you’ll receive from your RCU membership.

Most importantly, all these services allow you to work with a team you already know and trust. Whether you’re insuring a car, growing a business, sending money, or handling vehicle paperwork, you can count on the exceptional, personalized service RCU is known for. And when times get tough, we’re here to help. In fact, the more connected you are with RCU through the services you use, the more opportunities we have to understand your needs and support you when it matters most.

And here’s one more reason to feel good about being part of RCU: immediate family members of current Members can also join and enjoy these benefits, no matter where they live. If you have a family member who could benefit from trusted financial services, lower fees, and a more personal banking experience, invite them to learn more about joining RCU. We’d be delighted to welcome them and help them experience the value of membership for themselves.

Thank you for your membership and trust. We’re honored to serve you!

Best regards,

Brett Martinez
President & CEO

RCU Auto Services is a wholly owned subsidiary of Redwood Credit Union.

Insurance products are not deposits of RCU and are not protected by NCUA. They are not an obligation of or guaranteed by RCU and may be subject to risk. Any insurance required as a condition of an extension of credit by RCU need not be purchased from RCUIS and may be purchased from an agent or an insurance company of the Member’s choice. RCUIS is a wholly owned subsidiary of RCU. Business conducted with RCUIS is separate and distinct from any business conducted with RCU. License no. 0D91054. NPN 7612227.