Can I access my Redwood Credit Union accounts easily if I move?
September 21, 2026
Yes, you can still access your Redwood Credit Union accounts after you move. We offer 24/7 digital banking and our shared branch and ATM network help you stay connected wherever you go.
Can I still be a Member if I move outside of RCU’s service area?
Answer: Yes. It doesn’t matter if you move within California, out of state, or out of the country. You can keep accessing your accounts after a move, and digital banking gives you a simple way to manage them from wherever you are.
What ATM and branch access do I have after I move?
Answer: You can keep using the Co-op® shared branch network, which lets Members do banking at thousands of other credit union branches nationwide. You also have free access to 35,000+ Co-op® Network ATMs, which you can find at other credit unions and in Costco and 7-Eleven stores. You can use Co-op ATMs just as you would an RCU ATM.
If you cannot find a Co-op® ATM close by, you can use any other ATM, and RCU will reimburse you for up to 4 non-RCU ATM fees per month.*
Contact us to ask questions or get help with your account access after a move.
*First two non-RCU ATM fees reimbursed with active checking; first four non-RCU ATM fees reimbursed with active checking and active RCU loan or credit card. Active checking is defined as a checking account having 3 or more transactions per month (excluding telephone teller, fee or dividend posting transactions). RCU loan or credit card with at least 1 transaction or payment in the prior month. Direct Access checking accounts are ineligible for ATM fee reimbursements. ATMs with fees over $10, at casino/gambling locations, and outside the U.S. are excluded from reimbursement.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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