Skip nav to main content.

What is a Mobile Wallet?

Mobile Wallet

A mobile wallet is a safe, secure and simple way to pay from your mobile device. Your credit card or debit card information is stored in a digital form on your mobile device. Mobile wallets use a tokenized version of your card in which your card number and information are not transmitted to the merchant.

Using your mobile wallet, you can make in-store purchases quickly by holding your mobile device near the merchant terminal. Mobile wallets can also be used in mobile apps, eliminating the need for you to enter your card information.

When you use your Redwood Credit Union (RCU) credit and/or debit cards you will continue to receive the same card security and protection. RCU’s credit and debit cards come with 24/7 fraud monitoring and are backed by Visa’s Zero Liability protection which means you aren’t responsible for unauthorized transactions.