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How can I get a copy of my credit report?

How to Obtain Your Credit Report

All Americans are eligible to receive one FREE credit report a year from each of the three national credit bureaus, Equifax, Experian and TransUnion. Keep informed of your credit history and monitor recent changes and activity to be sure that your sensitive credit information is secure. To request your free report, visit www.annualcreditreport.com, or call 1 (877) 322-8228.

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PPP Forgiveness Application Deadline

Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:

  • PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
  • RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
  • Your correct deadline will be reflected in your online banking account.

If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.

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