When You Love Your Business It Shows

Business Loans
Marcus, Owner Flooring FX | Member Since 1998

Loans

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Running a small business is your labor of love. Banking your business is ours. When it comes to your business, turn to a local, trusted, experienced partner. Redwood Credit Union is here to help your business grow every step of the way. See why hundreds of North Bay small businesses choose us - we love to help you succeed!

SBA Loans

Coffee shop
We’re a preferred SBA lender. Consider one of our two SBA loan options to help your business grow.

Commercial Real Estate Loans

Commercial real estate tile image
We offer competitive financing for the purchase or refinancing of commercial real estate.

Term Loans

Couple leaning on kitchen bar
Our various term loans cover the productive life of your assets.

Lines of Credit

Woman organizing boxes
A line of credit is simple and easy to use, and you’re able to withdraw funds as needed.

Business Visa® Platinum

Hair Salon
Our business Visa Platinum credit cards let you streamline your business expenses for easier money management.

Commercial Insurance

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Protect your business, income, property, and employees with commercial insurance.

Carlisle Macy

Curt of Carlile Macy shares how RCU was able to lend a helping hand during the Great Recession.

The Tail Haven

Emily, owner of the Tail Haven, shares how RCU was instrumental in helping her open another location.

Etta + Billie

Alana shares how getting a loan with RCU has helped to expand her farm to table skincare business in San Francisco.

The Nectary

Gia shares her story about how RCU helped to open her second juice and smoothie bar in Healdsburg.

Flooring FX

Marcus, owner of Flooring FX, describes why banking with a local credit union is the best solution for his business needs.

Steel & Lacquer

Jarrod and Lena of Steel & Lacquer share their experience of getting an SBA loan from RCU to start their SF based salon.

Leap Solutions Group

Chuck and Scott of Leap Solutions Group talk about how RCU helped them grow their business.

Griffo Distillery

Mike and Jenny of Griffo Distillery share their journey of starting a new business with support from RCU, and what local banking means to them.

For more information, please call us: 1 (800) 479-7928 or email businessservices@redwoodcu.org.

Contact Business Services

1 (800) 479-7928
businessservices@redwoodcu.org

Business Stories

Steel & Lacquer

Leap Solutions Group

Join RCU Today

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Welcome!

Get started now

Join Now 

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

Get a Commercial Insurance Quote

If you have any questions, or would like a quote, please call us at
(866) 477-4225 or (707) 576-5115

Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

enroll now

Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

Pollution Insurance

Pollution insurance offers protection to business owners on multiple levels:

  • Covers all fines incurred due to pollution discharge that results in environmental damage
  • Reimburses reasonable and necessary cleanup costs associated with carrying out a government order following environmental damage
  • Covers costs associated with legal defense

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Products & Completed Operations Liability

Products & Complete Operations Liability protects against financial loss for a manufacturer, merchant, contractor or distributor based on injuries or damages that result from using a covered product or performing a covered operation.

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Inland/Ocean Marine Insurance

Inland/Ocean Marine policies cover items in transit as well as bridges, tunnels and other means of transportation and communication. The Ocean Marine policy provides coverage on all types of vessels, including liabilities connected to them, and their cargo.

Numerous floater policies insure personal effects, personal property, jewelry, furs, fine art and other valuables.

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Business Property & Income Insurance

Business Property & Income coverage provides significant protection of multiple business assets.

  • Covers your building, equipment, furnishings, fixtures, inventory, computers, records and other valuables
  • Helps repair or replace your business location and its contents
  • May also help provide income if your business can’t operate for a period after a covered loss

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Business Income Insurance

Business Income insurance reimburses a business owner for lost profits and continuing fixed expenses if a business must close due to physical damage from a covered peril, such as fire.

Also known as Business Interruption Insurance, this policy also may cover financial losses that occur if civil authorities limit or prohibit public access to the area in which the business operates following a disaster. Depending on your policy details, civil authorities coverage may start after a waiting period and last two or more weeks.

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115.

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Builder’s Risk Insurance

Builders’ Risk policies cover buildings and structures under construction, remodeling or repair while protecting against damage from theft, fire, vandalism, wind and other accidental loss or damage.

Coverage typically extends until the building or structure is completed and/or accepted by the owner.

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Boiler & Machinery Insurance

Boiler and Machinery policies provide coverage for losses stemming from the operation of pressure, mechanical and electrical equipment. Coverage includes the following:

  • Loss of the boiler and machinery itself
  • Damage to other property
  • Losses connected to business interruption

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Surety Bonds

Surety Bonds provide monetary compensation if a company fails to perform specified acts within a stated period. For example, the surety bond would be responsible for fulfilling a contract if a contractor defaults.

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Fidelity Bonds

Fidelity bonds may be used by employers to protect themselves against losses due to employees’ fraudulent activities. The majority of these policies are written on a blanket basis, though some scheduled policies are still available.

  • Coverage includes loss of money, securities and other property
  • Provides coverage for all employees, subject to the policy definitions
  • Limit of liability is “per loss” applied on an occurrence basis
  • All acts involving the same employee or group of employees are considered one occurrence

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Employee Benefit Liability

Employee Benefit Liability coverage protects employers against claims by employees or former employees that result from alleged negligent acts or omissions in the administration of a company’s employee benefit programs.

Coverage includes administrating plans such as these:

  • Employee counseling
  • Interpreting employee benefit programs
  • Handling records
  • Timely enrolling, terminating or canceling employees in specified plans

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Employment Practices Liability

Employment Practices Liability covers business owners, managers, supervisors, directors, officers and employees are covered against claims resulting from multiple allegations such as these:

  • Wrongful termination
  • Discrimination
  • Sexual harassment
  • Wrongful discipline
  • Failure to employ or promote

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Directors’ and Officers’ Liability

Directors’ and Officers’ Liability policies protect associations and corporate officers, managers and directors against claims from shareholders, government agencies, employees and other parties alleging mismanagement.

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Errors & Omissions/Professional Liability Insurance

Errors & Omissions/Professional Liability Insurance protects businesses against loss due to a claim of negligence, error or omission by the business.

If you have any questions, please call us at (866) 477-4225 or (707) 576-5115. 

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Workers’ Compensation

Most states, including California, require Workers’ Compensation coverage for employees to provide benefits for job-related injuries or illnesses.

This policy protects you and your company by eliminating lawsuits related to these specific injuries or illnesses.

If you have questions about the coverage requirements in California, please call us at (866) 477-4225 or (707) 576-5115. 

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General Liability

General Liability policies typically address claims that arise out of an insured person’s or business’ liability for injuries and/or property damage caused by multiple factors:

  • Ownership of property
  • Manufacturing operations
  • Contracting operations
  • Sale or distribution of products
  • Operation of machinery

If you have any questions, please call us at (707) 576-5115. 

Related Links

Join RCU Today

RCU Logo

Welcome!

Get started now

Join Now 

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

Choose Account Type

RCU Logo

Welcome!

Choose the Type of Account You Wish to Open

Personal       Youth

 

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

enroll now

Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.