Small Business Line of Credit

Lines of Credit

A line of credit allows you to borrow what you need, when you need it. Borrow funds, make regular payments, and balance your cash flow. A line of credit is simple and easy to use, and an excellent financial tool.

  • Cover short-term cash needs until accounts receivable can be collected
  • Take advantage of supplier discounts
  • Meet seasonal working capital needs
  • Use cash advances for overdraft protection
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A line of credit is often secured by accounts receivable, inventory, or other business assets and may be renewed annually.

Learn more about our line of credit options.


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Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

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1 (800) 479-7928