RATES YOU
WILL LOVE

Our latest rates for loans

and savings accounts
Personal Rates hero image
 

Savings Rates

 

Money Market Rates

 

Short Term Certificates With Active Checking

 

Long Term Certificates With Active Checking

 

Short Term Standard Certificates

 

Long Term Standard Certificates

 

Short Term IRA Certificates With Active Checking

 

Long Term IRA Certificates With Active Checking

 

Short Term IRA Standard Certificates

 

Long Term IRA Standard Certificates

 
INTEREST RATES AND CHARGES
Annual Percentage Rate (APRs) for purchases Non-Variable Rate Program to when you open your account based on your credit worthiness.
Variable Rate Program to when you open your account based on your credit worthiness. After that, your APR will vary with the market based on the Prime Rate.
APR for Balance Transfers Non-Variable Rate Program to when you open your account based on your credit worthiness.
Variable Rate Program to when you open your account based on your credit worthiness. After that, your APR will vary with the market based on the Prime Rate.
APR for Cash Advances Non-Variable Rate Program to when you open your account based on your credit worthiness.
Variable Rate Program to when you open your account based on your credit worthiness. After that, your APR will vary with the market based on the Prime Rate.
Penalty APR and when it applies No penalty rate will be applied.
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charges $0
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
FEES
Annual Fee
  • $ 0
Transaction Fees
  • Balance Transfer Fee
  • Cash Advance Fee

  • Foreign Transaction Fee
  • $0
  • $0 if cash advance performed at RCU location. 2% of the advance amount or $20, whichever is greater, if cash advance performed at a non-RCU location.
  • $0
Penalty Fees
  • Late Payment
  • Over-the-Credit Limit
  • Returned Payment
  • Up to $15
  • $0
  • Up to $22
Other Fees
  • Redwood Rewards
  • $0
What are the credit tiers for New & Used Auto Loan Rates?
 
 

Used Recreational Vehicle (RV) Rates

 
 

Used Motorcycle Rates

 
 
What are the credit tiers for Signature Loan Rates?