Build your savings and set budgets
Savings calculators
Certificate calculator
Find out how much you can earn on a certificate.
College savings calculator
Determine how much you should be saving each year
Compound savings calculator
Even small additions to your savings add up over time.
Cool million calculator
What might it take to save one million dollars?
Education savings calculator
Develop and fine tune your savings plan for educational expenses.
Health savings account (HSA) contribution
Determine the amount you are allowed to contribute to your HSA account for the current tax year.
Health savings accounts (HSA) employer benefit
Estimate the value of creating a High Deductible Health Plan (HDHP) with Health Savings Accounts (HSA) for your employees.
Health savings account (HSA) savings
Help you determine how much your Health Savings Account (HSA) will be worth over time.
Home savings calculator
Creating a “future homeowner” cash cushion
Net worth calculator
Determine your net worth today and in the next 10 years.
Savings delay cost calculator
See how much postponing your savings plan may really cost.
Savings goal calculator
What will it take to reach your financial goal?
Spending calculators
Mutual fund expense calculator
Analyze the costs associated with buying shares in a mutual fund.
Personal debt consolidator
Determine if it would make sense to consolidate your debt.
Small expenses calculator
What's breaking my budget?
Budgeting calculators
Create a budget
Learn where your money is going to help you to achieve your financial goals.
Debt-to-income calculator
How much is too much debt?
Emergency savings calculator
Determine how much emergency savings you may need.
Home budget calculator
Analyze and improve your budget.
Lunch savings calculator
Learn how a little lunch savings can go a long way.
Rent vs. Buy
Should you rent or should you buy your home?
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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