Mike DeFazio, AIF®
Investments & Wealth Management proudly offered through CUSO Financial Services, L.P.
About Mike
Specializing in the areas of retirement planning and risk management, Mike DeFazio makes helping Members achieve their goals his top priority.
His devotion to Members’ success is evident, as Mike has received the Gold Pacesetter Award from CUSO Financial Services, L.P. (CFS) each year since 2009 and was inducted into the CFS Hall of Fame in 2019. A believer in continually learning more to help Members, he obtained his Accredited Investment Fiduciary® (AIF) designation in 2018.
Mike believes a well-planned and executed long-term investment strategy is vital to being self-sufficient and financial independent.
I will help you:
Invest properly
Plan to retire comfortably
Preserve assets
Understand the market
Manage cash flow
Leave a legacy
Awards
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Pacesetter Gold- 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023 |
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Pacesetter Silver- 2008 |
The Pacesetter awards recognize the top revenue producing advisors at CFS from among hundreds of credit union and bank programs.
Personal Interests
Traveling
Playing basketball
Spending time with family
Meet with Mike
"With 20 years of experience, I have learned how to assess various financial products and align them with clients' needs. I take seriously however, the importance of being an advisor clients can have confidence in and am passionate about helping our members and their families achieve their investment goals." - Mike DeFazio
Featured articles
Check out our most recent investment articles or click the link below to read past articles.
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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via https://brokercheck.finra.org. An investor brochure describing BrokerCheck is also available through FINRA.
Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
FINRA Licenses: Series 6, 7, 63, 66
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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