Investment Team

Working in the financial services industry since 2005, Lin Buencamino understands the complexities of different economic and financial situations, including the financial needs of individuals and small businesses.

As a recipient of Sonoma Valley People’s Choice Award for Best Financial Planner/Investment Advisor multiple years since 2019, Lin’s knowledge, experience, and dedication to Members shines through year after year.

Lin enjoys providing guidance and education to help Members pursue their goals and feel confident in their financial future through a well-executed financial plan. She loves helping people and feels lucky to be able to carry out her passion daily.

FINRA Licenses: Series 6, 63, 65 – Life Insurance License: CA #0I36682
State Securities Licenses: CA

Working as a licensed financial advisor since 2009, Kevin Onizuka provides his clients with insightful, experience-backed advice.

Kevin believes the best part of his job is helping Members reach their financial goals. Whether they want to save for a home, build college tuition for a child, or plan for retirement, Kevin is passionate about helping Members create a strategy and guide them from milestone to milestone.

The go-to financial tip Kevin shares with his clients: Planning is key. Determining a realistic financial goal, and creating a strategy to reach that goal, is a must.

Pacesetter Awards:

The Pacesetter awards recognize the top revenue producing advisors at CFS from among hundreds of credit union and bank programs.

	Silver – 2022
	Bronze – 2021

FINRA Licenses: Series 6, 7, 63, 66 – Life Insurance License: CA #0H06139
State Securities Licenses: AZ, CA, FL, HI, ID, MT, NV, NY, OR, SD, TX, WA

Part of the Redwood Credit Union team in 2018, Sara Crouch’s approach when serving Members is to not focus on every concern immediately but to address the most important first, build on small successes, and use those successes to guide the next phase of planning.

Sara understands every Member has unique circumstances, life experiences, and goals, which all help guide her when developing solutions. She believes financial success begins with taking actionable steps, small or large, in the right direction.

Sara’s beliefs align with RCU’s philosophy of fostering financial well-being for every Member, and she truly loves serving clients from all walks of life.

FINRA Licenses: Series 6, 63 & 65 – Life Insurance License: CA #0D87798
State Securities Licenses: CA

Specializing in the areas of insurance, retirement planning, and risk management, Steven Kerston has been serving Members since 2011. He makes it a point to really listen to his clients, learning about their goals before providing solutions.

Steven has received multiple Bronze Pacesetter Awards since 2013 from CUSO Financial Services, L.P. (CFS), which shows he’s committed to helping his clients throughout their entire investment journey. From starting a career to growing a family or running a business, Steven is passionate about making complex investment situations feel simple for his clients.

Steven believes knowledge and service are key to a strong relationship between advisor and client, and he strives to provide a high level of both to everyone he serves.

Pacesetter Awards:

The Pacesetter awards recognize the top revenue producing advisors at CFS from among hundreds of credit union and bank programs.

	Silver – 2021
	Bronze – 2015, 2017, 2019, 2022

FINRA Licenses: Series 6, 7, 63 & 65 – Life Insurance License: CA #0G12454
State Securities Licenses: CA, FL, NV, OR, TX, VA, WA

With past experience working as a licensed banker and financial advisor, Julie Nix is passionate about helping Members see the big picture when it comes to financial planning and goal setting.

As a financial advisor for Redwood Credit Union, Julie has proven to go above and beyond. She has received a Pacesetter Award from CUSO Financial Services, L.P. (CFS) every year since 2017. She has also been recognized as RCU Employee of the Month and won the Petaluma’s Choice Award – Best Financial Planner/Investment Advisor in 2022.

Julie believes in the importance of educating her Members about different investment options while also listening to their concerns. She understands investing can be confusing or overwhelming at times, which is why she’s dedicated to explaining solutions in detail to her clients.

Pacesetter Awards:

	Gold – 2018, 2019, 2020, 2021
	Silver – 2017

FINRA Licenses: Series 6, 7, 63, 66 – Life Insurance License: CA #0H30758
State Securities Licenses: AL, AZ, CA, CO, HI, ID, KS, KY, MA, MN, NV, NC, OK, OR, PA, TX, UT, WA, WV, WI

Possessing strong analytical and communication skills, Dylan Carey strives to effectively connect Members’ financial goals to their investment strategies. He enjoys working with Members to help ease the anxieties around financial events.

His goal during every client meeting is to identify unnecessary expenses, increase earnings, and build a portfolio that fits the Member’s personal risk profile. He always tries to ensure the Member leaves feeling calm and confident about the long-term plan they’ve worked together to implement.

Before transitioning to Financial Advisor in 2021, Dylan served as both a Financial Analyst and Senior Financial Analyst at RCU. He continues to enhance his knowledge in economics and capital markets by consuming relevant resources and materials.

FINRA Licenses: Series 7, 66 – Life Insurance License: CA #4035950
State Securities Licenses: CA, TN

With numerous years of experience in the financial services industry, Chris Garcia understands every Member’s financial situation is unique and strives to provide a personal, individualized financial plan for each of his clients.

As an RCU team member, Chris is passionate about helping members bring the future into focus so they can take actionable steps now to achieve their financial goals. He does this by providing sound investment advice, financial analysis, and portfolio management.

Chris enjoys getting to know his Members and learning about their future aspirations. He believes doing so establishes a solid foundation for working together and developing an investment plan.

FINRA Licenses: Series 7, 31, 63 & 66 – Life Insurance License: CA #0G18908
State Securities Licenses: CA, HI, PA

Since 2014, Mario Pometta has understood the unique needs of every individual he works with. He considers it to be a great privilege to help people pursue their dreams, work toward their goals, and help them to envision and create their best possible future.

Now, as part of the team at RCU, Mario is committed to working closely with each Member to develop comprehensive wealth management solutions tailored to their goals. He is passionate about building relationships and being the financial expert Members can count on. He also is dedicated to helping his clients gain financial confidence so that they can live their best possible lives.

No matter their goals – saving for retirement, planning for college, or any other milestone – Mario is ready to help our Members every step of the way.

FINRA Licenses: Series 7, 66, – Life Insurance License: CA #0K26616
State Securities Licenses: CA

Joseph Turfa has over two decades of investment experience, specializing in the areas of retirement planning, wealth management, and risk assessment.

Joseph’s passion for helping clients reach their goals is reflected in his achievements. He has been a recipient of the Pacesetter Award from CUSO Financial Services, L.P. (CFS) every year since 2012. Additionally, he was recognized as Best Financial Advisor by Pacific Sun’s Best of Marin 2020 awards.

Joseph enjoys helping his clients understand how to accumulate and perceive their wealth, as well as plan for a long, successful retirement. He has past experience teaching financial strategies in the San Francisco Bay Area. Additionally, he spent six years volunteer teaching in Peru.

Pacesetter Awards:

The Pacesetter awards recognize the top revenue producing advisors at CFS from among hundreds of credit union and bank programs.

	Silver – 2012, 2018, 2021, 2022
	Bronze – 2013, 2016, 2017, 2019, 2020

FINRA Licenses: Series 7, 63, 65 – Life Insurance License: CA #0C44098
State Securities Licenses: CA, OR

With years of experience in the financial industry, Rodney Suzuki understands and appreciates the unique needs of every Member. He enjoys taking the confusion out of financial planning and replacing it with clarity and confidence.

As part of the team at RCU, Rodney is dedicated to learning the goals of Members and assisting them in reaching their aspirations. He works with Members on a strategic plan so they can maximize their investments and returns long-term.

No matter their goals — saving for retirement, planning for college, or any other milestone — Rodney is there for Members every step of the way.

FINRA Licenses: Series 7, – Life Insurance License: CA #OHO8520
State Securities Licenses: CA

Over the years, Dani Beasley has worked in a variety of roles helping Members with their current and future financial goals. As RCU’s virtual financial advisor, she focuses on educating people about all their options based on their individualized needs and enjoys building trustworthy, long-term relationships with every client. With a background as a paralegal for a trust attorney, Dani has a wealth of information and experience that helps her provide the best possible service to Members.

FINRA Licenses: Series 6, 63 – Life Insurance License: CA #OK37660
State Securities Licenses: CA

Michael Septimo likes to get a full-picture understanding of a Member’s finances before recommending solutions, an approach he honed during his previous roles as a financial services provider. His goal is to simplify his clients’ financial lives while becoming a life-long trusted advisor. The opportunity to help people make informed decisions about their financial affairs and gain some security and peace of mind is one reason why he loves working in the finance industry.

FINRA Licenses: Series 6, 7, 63 & 65 – Life Insurance License: CA #4045686
State Securities Licenses: CA, WA, AZ, CO, CT, FL, GA, ID, MN, MT, NV, OH, VA, NY

Having worked in the financial industry for over 16 years, with time spent as both a licensed private banker and a licensed relationship banker, Chris Carter joined Redwood Credit Union in 2018. Since then, he has served the San Francisco community – most recently as a Senior Member Relationship Specialist.

He enjoys developing strong connections with his clients as he learns about their future goals, thus allowing him to create tailored plans so they can effectively achieve their ambitions.

By building these ongoing relationships through preparation and accommodation, Chris is able to empower his clients to take hold of their financial journey and encourage them to stay proactive through all stages of life.

FINRA Licenses: Series 7, 66 – Life Insurance License: CA #0H17017
State Securities Licenses: CA

Having served as a licensed relationship banker since 2016, Yadira Bravo has seen firsthand the impact her financial services can have on her clients’ lives. As a financial advisor for Redwood Credit Union, Yadira is constantly striving to learn and grow. Currently, she is pursuing a degree in Business Administration, allowing her to stay up to date on the most current financial trends and management techniques.

Yadira enjoys helping members set and achieve their financial goals. Whether it’s planning for retirement or saving for your child’s education, she will work with you to customize a plan that fits your individual needs. As a first generation Mexican-American, financial education is very important to her, and she looks forward to sharing her expertise with her clients and helping them build generational wealth.

FINRA Licenses: Series 6, Series 63, Life Insurance Licenses: CA #0L30933

Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:

• PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
• RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
• Your correct deadline will be reflected in your online banking account.

If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.