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Youth Accounts

Kickstart your child's savings journey

Open a new youth account in April and get up to $20.1

Love where you bank

Redwood Credit Union offers a variety of products and services that are designed with one thing in mind—you. RCU is here to help you on your financial journey every step of the way. Love where you bank.

Current rates

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3/6 ARM Mortgage2

as low as%RATE%APR

Auto Loan3

as low as%APR

Certificates w/active checking4

earn up to%APY

Achieve your financial goals

Whatever your financial goals are, RCU is here to help with free resources to get your planning started.

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Built on love

RCU serves over 400,000 of your friends, family, and neighbors. See what they have to say.

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Love my credit union. Great mortgage products, numerous locations, easy phone banking, great online services."

— Jim C.

For our community

We are proud to support the communities we serve. Here are a few ways we helped our communities in 2023:

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$4 Million in Support

Through sponsorships, fundraising, and support to local nonprofit organizations.

5,739 Community Hours

Total hours RCU team members committed to our communities.

4,018 People Reached

Through financial education programming.

  • 1Offer valid on youth accounts opened between 4/1/2024 through 4/30/2024. $10.00 will be deposited into the savings account of the RCU Jr. Ranger Member (age 12 & under) or $20.00 will be deposited into the savings account of the RCU Jr. Partner Member (age 13-17) who opened a new account within the promotional period. Deposits will be made to the account within 3 business days of account opening. A responsible adult must be added as a joint Member on each youth account. Certain restrictions may apply.

    2Rates are effective April 13, 2024 and are subject to change without notice. Certain restrictions may apply. Maximum Combined Loan to Value (CLTV) for above rates is 95%. Maximum Combined Loan to Value for investment (non owner occupied) is 80%. Rates and max CLTV assumes property is a single unit, primary residence, non-manufactured home. RCU mortgages are available on CA properties only. ARM rates are subject to periodic adjustment after loan closing, per the terms of the note. Calculate Rates & Payments Payment examples provided do not include taxes or insurance, actual amounts may be greater. Non-Closing cost product requires a minimum balance of $200,000, and includes a potential savings of $2,600 in closing costs.

    3Rates are effective April 13, 2024 and are subject to change without notice. Certain restrictions may apply. New autos are defined as vehicles with less than 1,000 miles and may be financed up to 125% MSRP, depending on credit history. Used autos must be 15 years old or newer and may be financed up to 125% KBB value, depending on credit history and collateral condition. Calculate Rates & Payments

    4 Rates are effective April 13, 2024 and are subject to change without notice. APY=Annual Percentage Yield. Certificate Yields assume dividends remain in account until maturity; penalty imposed for early withdrawal. Fees may reduce earnings. In order to open and maintain this certificate, you must have an active checking account at RCU. Active checking is defined as a checking account having 3 or more transactions per month (excluding telephone teller or dividend posting transactions).