Save for a brighter tomorrow
Earn up to 5.15% APY on 12-month certificates.
Love where you bank
Redwood Credit Union offers a variety of products and services that are designed with one thing in mind—you. RCU is here to help you on your financial journey every step of the way. Love where you bank.
Current rates
3/6 ARM Mortgage
as low as%RATE%APR
Auto Loan
as low as%APR
Certificates w/active checking
earn up to%APY
What's new
Achieve your financial goals
Whatever your financial goals are, RCU is here to help with free resources to get your planning started.
Built on love
RCU serves over 400,000 of your friends, family, and neighbors. See what they have to say.
Love my credit union. Great mortgage products, numerous locations, easy phone banking, great online services."
$3.7 Million Donated
Through sponsorships, fundraising, and support to local nonprofit organizations.
3,288 Community Hours
Total hours RCU team members committed to our communities.
296,090 Lives Impacted
Through grantmaking to organizations throughout our communities.
Rates
Short Term Certificate Rates
Short term with active checking
12-17 month certificates
Earn up to

%
APY
Short term without active checking
12-17 month certificates
Earn up to

%
APY
Long Term Certificate Rates
Long term with active checking
18-21 month certificates
Earn up to
4.50
%
APY
Long term without active checking
18-21 month certificates
Earn up to
3.50
%
APY
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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