You could experience the
FIFA World Cup 2026TM
live, courtesy of Visa®
Use your eligible Redwood Credit Union Visa® Credit Card to make qualifying purchases for a chance to get closer to the action!
NO PURCHASE OR OBLIGATION OF ANY KIND IS NECESSARY TO ENTER OR WIN. Open only to legal U.S. residents of CA, 18+. Void where prohibited. Ends 3/31/26. Winners are responsible for their own travel and accommodations. For full Official Rules, including details on non-purchase entries and eligible cards, go to RedwoodCUSweeps.com/Visa.
Love where you bank. It’s possible.
We offer checking accounts designed with one thing in mind—you. Join over 500,000 of your friends and neighbors who already trust Redwood Credit Union with their banking. Open a checking account today and experience the credit union difference.
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Featured products and services
Current rates
Premier Money Market1
earn up to%APY
Auto Loan2
as low as%APR
3y/6m ARM Mortgage3
as low as%RATE%APR
What's new
Achieve your financial goals
Whatever your financial goals are, RCU is here to help with free resources to get your planning started.
Built on love
RCU serves over 500,000 of your friends, family, and neighbors. See what they have to say.
"Love my credit union. Great mortgage products, numerous locations, easy phone banking, great online services."
$4.9 Million in Total Giving
Through sponsorships, grantmaking, and in-kind support and other contributions.
6,167 Community Hours
Total hours RCU team members contributed through volunteering and participating in community-building events.
6,220 People Reached
Through financial education programs.
Rates
Short Term Certificate Rates
Short term with active checking
6-8 month certificates
Earn up to
%
APY
Short term without active checking
6-8 month certificates
Earn up to
%
APY
Long Term Certificate Rates
Long term with active checking
18-month certificates
Earn up to
3.50
%
APY
Long term without active checking
18-month certificates
Earn up to
2.50
%
APY
Auto Loan Rates
Auto Loan Rate Sale through April 30th
Take advantage of 0.75% APR off your next auto purchase or refinance.
Rates
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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You are leaving our website and linking to an alternative website not operated by us. Redwood Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.
