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Select Employer Group

Redwood Credit Union is dedicated to supporting the business community and its employees. The Select Employer Group (SEG) program offered by Redwood Credit Union adds to your employee benefits package by providing financial benefits and financial wellness at no charge to your company and with no contract to sign. If your company is not already enrolled, please click the button below to get more information and apply for the program.

Get More Info

If you are employed by a SEG partner, join RCU now to take advantage of your SEG Rewards & Membership Benefits

Three ways to join:

SEG Rewards & Membership Benefits

Stack of cash

 

EARN $25 CASH
When you open a new checking account with direct deposit. 1

 
 Bag of money

0.25% ONE-TIME LOAN RATE DISCOUNT
Auto, RV, motorcycle, bike, boat or personal loans.2

 Image of pen writing check

FREE BOX OF CHECKS 3

 Gears with the word "FREE"

COMPLIMENTARY REVIEW
Investment goals, portfolio & retirement plan consultation.4
Available through CUSO Financial Services, L.P.

 Calculator

FREE CONSULTATIONS AND QUOTES
Free consultations about your credit report, home purchase, real estate portfolio, debt consolidation and quotes on RCU Insurance Services for auto, home and more! 5

 Health Savings Account Card

HEALTH SAVINGS ACCOUNTS (HSA)
Make tax deductible contributions to save on medical expenses. 6

 Card being inserted into ATM

ATM ACCESS
50+ local RCU ATMs plus 30,000+ free Network ATMs.
Use a non-RCU ATM and we’ll reimburse you, up to 4 times per month. 7

 House icon

AFFORDABLE HOME LOANS
Loans up to $3 million, plus home equity loans & lines of credit. 8


Financial Health Seminars

Did you know that a Pricewaterhousecoopers survey found that 46% of employees spend 3+ hours during the workweek dealing with or thinking about financial issues? Redwood Credit Union is proud to provide financial literacy seminars to help you with your financial understanding and security. Here are the most popular topics:

  • Building a Better Budget
  • Goal Setting and Achieving the Financial Goals That Matter to You
  • Give Yourself Some Credit
  • Saving and Investing
  • Understanding Home Ownership Financing Choices

Ask your manager about scheduling an onsite session on these topics and more.

Rewards program available to employees of RCU SEG partners only. Proof of employment required & rewards must be applied for &/or redeemed within 90 days of joining RCU. To redeem SEG benefits, please give us a call or stop by one of our branches. Certain restrictions may apply. Special offers subject to change without notice. 1. Checking account credited $25 after first direct deposit. 2. Loan discount available on a new RCU closed-end loan or refinanced closed-end loan from another lender. 3. One free box of RCU standard design checks. 4. Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Redwood Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union Members. 5. Insurance products are not deposits of RCU, and are not protected by the NCUA. They are not an obligation of or guaranteed by RCU and may be subject to risk. Any insurance required as a condition of an extension of credit by RCU need not be purchased from RCUIS and may be purchased from an agent or an insurance company of the Member’s choice. RCU Insurance Services (RCUIS) is a wholly owned subsidiary of RCU. Business conducted with RCUIS is separate and distinct from any business conducted with RCU. License no. 0D91054. Credit counseling provided by RCU’s credit counseling partner, Balance. 6. Must be enrolled in a qualifying high deductible health plan (HDHP) and meet other eligibility requirements. Check with your health insurance provider to determine if your health plan coverage is HSA-compatible. Refer to IRS Publication 969 for additional information. Consult your tax advisor for additional information. 7. First two non-RCU ATM fees reimbursed with checking; first four non-RCU ATM fees reimbursed with checking and active RCU loan or credit card. Active = at least one transaction or payment in prior month. Casino/gambling and ATMs outside U.S. excluded. 8. California properties only.

Choose Account Type

RCU Logo

Welcome!

Choose the Type of Account You Wish to Open

Personal       Youth

 

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

enroll now

Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

Visa Promotion

Visa Holiday Infographic
Fee & term information reflect non-introductory rates, and national averages collected from CreditCards.com 12/2/13 and based off of a 48-month repayment period.

Compare Mortgage Options

 

First Mortgages

Equity Loans

Reverse Mortgages

Features

  • Home loans for purchase or refinance
  • Loans for primary residence, second homes and investment properties
  • Low rates on fixed and variable loans
  • Low down payment options
  • Loans up to $2 million

 

  • Home equity loans and lines of credit available
  • Loans for primary residence, second homes and investment properties
  • Low fixed and variable rate options
  • Loans up to $500,000

 

  • Unique loan that allows homeowner convert a portion of home’s equity into cash
  • Can provide income for retirement and estate planning
  • Reverse loans are available for Members 62 years and older
  • Loans available regardless of income
  • Amount borrowed depends on factors such as value of home, current interest rate and borrower’s age

 

To Learn More or Apply

Call our helpful mortgage experts at 1 (800) 609-9009.

Solar Loan Credit Lending

Savings Rates

Special Savings Rates

HSA Rates

Dividend Bearing Checking Rates

High Balance Dividend Earning Checking

Personal Loan Rate Tiers

Top 4 Credit Union Myth Busters

Myth #1: Credit unions are exactly the same as banks

Truth: Credit unions provide the same services as banks, but we do it differently. Banks exist to earn profits for their stockholders. A credit union is owned and run by its members as a cooperative, which means our focus is on people, not profits. For you, that means fewer and lower fees, better rates and exceptional service.

Myth #2: You can’t get a variety of products and services

Truth: Credit unions offer the same range of financial services as a bank, like debit and credit cards, online banking, mobile apps, auto loans and more. The difference is credit unions have fewer fees and lower rates – we use our profits to save you money.

Myth #3: Credit unions are not convenient

Truth: Remember paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven and Costco locations. That’s more than any bank! Plus, you can do many transactions online or on your phone without ever having to visit a branch.

Myth #4: Only some people can join a credit union

Truth: While credit unions are chartered to serve specific regions or communities, nearly everyone is eligible to join and benefit.

Now you know the truth. Come experience the difference & bank easier with RCU!

Compare Nationwide ATM Access

Are you tired of paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven and Costco locations. That’s more than any bank! 1

Redwood Credit Union logo

Wells Fargo

Bank of America

Chase

ATM Access

FREE
31,
000+  locations nationwide
3 free per month for
non-RCU/CO-OP ATMs 2

Free at 12,000+ locations nationwide
$2.50 per transaction at non-Wells Fargo ATMs

Free at 17,000+ locations nationwide
$2.50 per transaction at non-B of A ATMs

Free at 20,000 locations nationwide
$2 per transaction at non-Chase ATMs

1 Fee & ATM information collected from bank websites 8/13/14
2 $1 each thereafter

Compare & Save

Comparison Chart

Compare ATM Access

Are you tired of paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven and Costco locations. That’s more than any bank! 1

ATM Info Chart

Compare & Save

ATM Access Comparison

Join RCU Today

RCU Logo

Welcome!

Get started now

Join Now 

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

Savings Without the Workout

Checking Comparison Chart

Who Offers More Free ATMs Nationwide?

ATM Infographic

Banks vs Credit Unions

Banks vs Credit Unions

Join RCU Today

RCU Logo

Welcome!

Get started now

Join Now 

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

Choose Account Type

RCU Logo

Welcome!

Choose the Type of Account You Wish to Open

Personal       Youth

 

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

enroll now

Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

Financial wellness