Keith Martin
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Selecting the Ideal Business Credit Card
There are countless options available, each with their own set of rewards, fees, and features.
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Tips to Thrive During Small Business Month
Let’s explore how you can maximize this month to boost your business.
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Find Your Budget Style
Budget planning is one of the most important things you can do for your financial well-being.
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Make Zero Your Budget Hero
Have you resolved to stick to a new budget, but you’re not sure where to start?
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What’s the Difference Between Business ACH Services and Wire Transfers?
In this article, we'll break down the differences between Business ACH services and business wire transfers to help you decide which method best fits your business needs.
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The Benefits of Connecting QuickBooks to Digital Banking
Here are six reasons why we recommend this to our Business Members.
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Business checking with RCU just got better
There’s never been a better time to do your business banking with RCU. Whether you already have a business account with us or you’re exploring new banking options, you’ll want to learn more about our new checking accounts, recently enhanced to better meet the needs of businesses large and small.
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IRS Releases 2024 Tax Brackets, Retirement Contribution Limits
While these taxes are not due for some time, it may benefit you to start thinking ahead.
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Aspects of your financial life to review as the year closes
The end of the year can remind us of last-minute things we need to address and the goals we want to pursue. Here are some aspects of your financial life to consider as this year leads into the next.
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5 Ways to Leverage National Small Business Week
National Small Business Week (April 30–May 6) offers an opportunity for small businesses to celebrate their achievements and take advantage of resources that can help them grow and thrive.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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