Keith Martin
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Ditch the Paper in 2022
Your money, how you spend it, and where you keep it often has a direct impact on the environment. When it comes to going green with your finances, start with something simple: limit your paper trail. We’re giving you four good reasons to go paperless in 2022.
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November Market Recap
More than 500,000 new jobs were added, and weekly claims for unemployment insurance fell to their lowest level since 1969.
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Charitable Giving Can Be A Family Affair
Four ways to incorporate charitable giving into your family’s overall financial plan.
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Your Social Security Statement: What’s in It for You?
Your Social Security statement contains detailed information that can help you plan for your financial future.
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Creating Memories, Not Expenses
Here are a few tips for creating more of those good memories without the accompanying stress and debt.
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October Market Recap
October proved to be one of the best months for equities in 2021 and the best month since November 2020 for the S&P 500.
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Year-End 2021 Tax Tips
As year-end approaches, consider these tips as you weigh potential tax moves.
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Should You Speed Up Your Retirement Plans?
These four factors may help in determining if you can afford to retire early.
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September Market Recap
A rally at the end of September helped drive stocks generally higher resulting with the Dow, The Russell 2000, and the Global Dow posting gains.
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The Inflation Debate
A look at inflation; how it is monitored and how it affects interest rates.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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