Keith Martin
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Financial Health in the New Year
The beginning of a new year is the perfect time to look at your finances and ask yourself: “Am I making the most of my well-earned money?” Regardless of where you are in life or what your goals are, RCU can help you choose the best financial path for a secure future. In fact, it’s the reason we exist—to help people succeed.
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How to Recognize a Retail Imposter Scam
Have you ever received a suspicious email, text, or phone call with someone saying there was a problem with your online order and they need to refund you? You're not alone.
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We’ve Launched a Podcast
And That’s Why We Partner is a new podcast series highlighting organizations making a big impact in their communities. President & CEO Brett Martinez will chat with leaders from these San Francisco and North Bay groups to learn from their expertise, share social impact stories, and hear what they’re doing to address community needs.
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New Year, New Money Habits
Want to get financially healthy in 2022? The New Year is a perfect time for a fresh start and a chance to turn your finances around for the better. Building positive money habits can affect your entire wellbeing. Make your financial resolutions a reality with these helpful tips.
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Ditch the Paper in 2022
Your money, how you spend it, and where you keep it often has a direct impact on the environment. When it comes to going green with your finances, start with something simple: limit your paper trail. We’re giving you four good reasons to go paperless in 2022.
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November Market Recap
More than 500,000 new jobs were added, and weekly claims for unemployment insurance fell to their lowest level since 1969.
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Charitable Giving Can Be A Family Affair
Four ways to incorporate charitable giving into your family’s overall financial plan.
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Your Social Security Statement: What’s in It for You?
Your Social Security statement contains detailed information that can help you plan for your financial future.
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Creating Memories, Not Expenses
Here are a few tips for creating more of those good memories without the accompanying stress and debt.
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October Market Recap
October proved to be one of the best months for equities in 2021 and the best month since November 2020 for the S&P 500.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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